4309 Grace St, Apt B, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4309 Grace St, Apt B, Capitola, CA 95010

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,405 sqft · built 1982
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,025,000 (Mar 2023)
Tax Bill	$13,358 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`034-351-02`

Property Details

APN / Parcel Number

Primary APN	`034-351-02`
Alternative APN	`034-351-02-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,405 sqft Living Area
Gross Area	1,689 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Attached
Garage Area	284 sqft
Parking Spaces	1 Parking Space
Deck Area	68 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4309 GRACE ST, B
City	CAPITOLA
State	CA
Zip	95010-3558
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	TR 1071
Legal Subdivision	COURTYARD COMMONS TR #1071
Legal Tract	1071
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2004
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	150 N MIDWAY ST, CAMPBELL, CA 95008-0731
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 10, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2023 · Amount on Record
Deed Sale	Mar 22, 2023 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Document Number	20234877
Prior Transfer Date	Jan 10, 2001
Prior Transfer Doc	0000002515
Record Updated	Sep 20, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 22, 2023
Property Address	4309 GRACE ST APT B, B, CAPITOLA, CA 95010-3558
Document Number	0000004877
Map Reference	MB 70 PG 30
Instrument Date	Mar 14, 2023
Instrument	2023-0004877
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	150 N MIDWAY ST, CAMPBELL, CA 95008-0731

Mortgage

Document Number	0000004878
Date	Mar 22, 2023
Instrument	2023-0004878

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 10, 2019
Property Address	4309 GRACE ST APT B, B, CAPITOLA, CA 95010-3558
Document Number	0000012433
Instrument Date	May 3, 2019
Instrument	12433
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$880.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1757 MARSH RUN NAPLES FL 341090346, NAPLES, FL 34109-0346

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,087,739 (+2%) Land $815,804 Building $271,935
2025	$13,358.00 (+28.81%)	$1,066,411 (+24.32%) Land $799,808 Building $266,603
2023	$10,370.00 (+1.13%)	$857,762 Land $557,545 Building $300,217	$898,560
2022	$10,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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