4309 Gallagher St, Saginaw, MI 48601 Property Records

Saginaw County property record for 4309 Gallagher St, Saginaw, MI 48601

Property Summary

Property Type	Residential Vacant Land
Details	1 ba
Lot Size	0.559 acres (24,350 sqft)
Owner	2 Individual Names on File
Tax Bill	$152 (2025)
Flood Zone	Zone X (minimal risk)
APN	`10-12-5-32-1204-000`

Property Details

APN / Parcel Number

Primary APN	`10-12-5-32-1204-000`
Alternative APN	`10222321204000`

Exterior

Lot Area	24,350 sqft (0.559 acres)
Lot Dimensions	120 ft deep x 203 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4309 GALLAGHER ST
City	SAGINAW
State	MI
Zip	48601
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-1 RES
Legal Description	LOTS 105, 106, 107, 108, & 109 CRANKSHAFT PLAT SEC 32 T12N R5E
Legal Range	05E
Legal Township	12N
Legal Section	32
Legal Subdivision	CRANKSHAFT PLAT S32T12NR5E
Legal Lot Number	105-109
Jurisdiction	SAGINAW MI
Township / Civil Division	BUENA VISTA
Census Block Group	1
Census Block	1013
Census Tract	11002

Owner

4309 Gallagher St, residential vacant land, is owned by two individuals who acquired it in December 2012.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4319 RANDOLPH ST, SAGINAW, MI 48601-6782
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 3, 2012
Transfer Doc	0000038013
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4309 Gallagher St was $152.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Buena Vista Charter Township
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,900	$9,800
2025	$152.00
2023		$1,300	$2,600
2022	$130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4309 Gallagher St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4309 Gallagher St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUENA VISTA TOWNSHIP serves 8,676 people · EPA ID MI0000980
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Mar 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20