Santa Rosa County property record for 4309 Fred Ln, Pace, FL 32571 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,783 sqft Heated Area |
| Garage | 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $170,000 (2019) |
| Tax Bill | $1,678.00 (2024) |
Source: Santa Rosa County records · APN 10-1N-29-5242-00C00-0070
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4309 FRED LN, PACE, FL 32571-6256 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 01, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Aug 31, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jul 03, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 03, 2019 · Amount on Record |
| Deed Sale | Jul 03, 2019 · Amount on Record |
| Prior Sale | Nov 19, 2012 · Amount on Record |
| Deed Doc Number | 201928642 |
| Deed Book / Page | 3846 / 0770 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4309 FRED LN, PACE, FL 32571-6256 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 4309 FRED LN, PACE, FL 32571-6256 |
| Document Number | 0040970399 |
|---|---|
| Date | Apr 01, 2021 |
| Book Page | 4097/399 |
| Instrument | 202121554 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4309 FRED LN, PACE, FL 32571-6256 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0039970432 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 3997/432 |
| Instrument | 202044671 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 03, 2019 |
| Property Address | 4309 FRED LN, PACE, FL 32571-6256 |
| Document Number | 0038460770 |
| Book / Page | 3846 / 0770 |
| Map Reference | MB G PG 82 |
| Instrument Date | Jul 01, 2019 |
| Instrument | 201928642 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4790 SPENCER OAKS BLVD, 4790, MILTON, FL 32571-6243 |
| Name | Verified Name |
|---|---|
| Address | 4309 FRED LN, PACE, FL 32571-6256 |
| Document Number | 0003846772 |
|---|---|
| Date | Jul 03, 2019 |
| Instrument | 3846/772 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,678.00 (+8.05%) Homeowner's exemption | $162,991 (+3%) | $217,037 (+0.67%) Land $38,000 Building $179,037 |
| 2023 | $1,553.00 (+2.98%) Homeowner's exemption | $158,244 (+3%) | $215,583 (+10.66%) Land $38,000 Building $177,583 |
| 2022 | $1,508.00 Homeowner's exemption | $153,635 | $194,814 Land $27,000 Building $167,814 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 10-1N-29-5242-00C00-0070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,783 sqft Heated Area |
| Gross Area | 2,471 sqft Gross Area |
| 1st Floor | 2,203 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Masonry Foundation |
| Roof Material | Asphalt Roof |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 420 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 1 sqft Shed |
| Patio Area | 140 sqft Patio |
| Porch | Open Porch |
| Porch Area | 268 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 101N29524200C000070 |
|---|---|
| Street Address | 4309 FRED LN |
| City | PACE |
| State | FL |
| Zip | 32571-6256 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPENCER OAKS LANDING PHASE I LOT 7 BLK C AS DES IN OR 3846 PG 770 |
| Legal Range | 29W |
| Legal Township | 01N |
| Legal Section | 10 |
| Legal Subdivision | SPENCER OAKS LND PH2 |
| Legal Phase | 1 |
| Legal Block | C |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 10708 |
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