Harris County property record for 4309 Effie St, Bellaire, TX 77401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,188 sqft · built 1992 |
| Lot Size | 0.118 acres (5,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,123,850 (Jun 2025) |
| Tax Bill | $11,134 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Dec 2020 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 059-127-027-0003 |
| Primary APN | 059-127-027-0003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,188 sqft Living Area |
| 1st Floor Area | 1,099 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,125 sqft (0.118 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0591270270003 |
|---|---|
| Street Address | 4309 EFFIE ST |
| City | BELLAIRE |
| State | TX |
| Zip | 77401-5614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 BLK 27 & ADJ 2.5 FT OF ABANDON ALLEY SOUTHDALE |
| Legal Subdivision | ABANDON ALLEY SOUTHDALE |
| Legal Block | 27 |
| Legal Lot Number | 3 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 412800 |
4309 Effie St is owned and occupied by two individuals who bought it in June 2025.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4309 EFFIE ST, BELLAIRE, TX 77401-5614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2025 | Vendor's Lien, Transfer · Conventional Mortgage REGIONS BANK |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LENDERFI INC |
| Sep 7, 2021 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Dec 8, 2020 | Deed of Trust, Mortgage LENDERFI |
| Mar 23, 2020 | Deed of Trust, Mortgage LENDERFI |
| Dec 19, 2018 | Warranty Deed, Transfer JG WENTWORTH HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2025 · Amount on File |
| Deed Sale | Jun 11, 2025 · Amount on File |
| Prior Sale | Sep 7, 2021 |
| Deed Document Number | 2025222756 |
| Prior Transfer Date | Dec 18, 2018 |
| Prior Transfer Doc | 0000566217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jun 11, 2025 |
| Property Address | 4309 EFFIE ST, BELLAIRE, TX 77401-5614 |
| Document Number | 0000222756 |
| Map Reference | VOL 7 PG 40 |
| Instrument Date | Jun 10, 2025 |
| Instrument | 2025-222756 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | CHICAGO TITLE-MEMORIAL, CHICAGO TITLE MEMOEIRAL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4309 EFFIE ST, BELLAIRE, TX 77401-5614 |
| Document Number | 0000222757 |
|---|---|
| Date | Jun 11, 2025 |
| Instrument | 2025-222757 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.7% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 4309 EFFIE ST, BELLAIRE, TX 77401-5614 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | TEXAS TITLE |
| Name | Verified Name |
|---|
| Document Number | 2020614158 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2020-614158 |
| Name | LENDERFI INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Sep 7, 2021 |
| Property Address | 4309 EFFIE ST, BELLAIRE, TX 77401-5614 |
| Document Number | 0000510124 |
| Map Reference | VOL 7 PG 40 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021-510124 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4309 EFFIE ST, BELLAIRE, TX 77401-5614 |
| Name | Verified Name |
|---|---|
| Address | 12605 PADUA DR, AUSTIN, TX 78739-1734 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 4309 EFFIE ST, BELLAIRE, TX 77401-5614 |
| Document Number | 0000614158 |
| Instrument Date | Dec 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | TEXAS TITLE COMPANY, TEXAS TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 4309 EFFIE ST BELLAIRE TX 774015614, BELLAIRE, TX 77401-5614 |
| Document Number | 0000614158 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 614158 |
| Name | LENDERFI |
|---|---|
| Type | Funding / Finance Company |
| Address | CALABASAS, CA 91302 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 4309 EFFIE ST, BELLAIRE, TX 77401-5614 |
| Document Number | 0000140014 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4309 EFFIE ST BELLAIRE TX 774015614, BELLAIRE, TX 77401-5614 |
| Document Number | 0000140014 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 140014 |
| Name | LENDERFI |
|---|---|
| Type | Funding / Finance Company |
| Address | CALABASAS, CA 91302 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 19, 2018 |
| Property Address | 4309 EFFIE ST, BELLAIRE, TX 77401-5614 |
| Document Number | 0000566217 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 566217 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2018 |
| Title Company | TRADITION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4309 EFFIE ST BELLAIRE TX 774015614, BELLAIRE, TX 77401-5614 |
| Document Number | 566218 |
|---|---|
| Date | Dec 19, 2018 |
| Instrument | 566218 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 18, 2048 |
The 2025 property tax bill for 4309 Effie St was $11,134, up 5.9% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bellaire City |
| County | Harris County |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $780,329 (+2.35%) Land $344,250 Building $436,079 | $780,329 (+2.35%) Land $344,250 Building $436,079 | |
| 2025 | $11,134.00 (+5.94%) Homeowner's exemption | $762,386 Land $344,250 Building $418,136 | $762,386 Land $344,250 Building $418,136 |
| 2024 | $10,510.00 | ||
| 2023 | $683,762 Land $295,650 Building $388,112 | $683,762 Land $295,650 Building $388,112 | |
| 2022 | $9,722.00 | ||
| 2020 | $9,120.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4309 Effie St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 414 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 414 in force |
| Nearby Flood Claims | 496 (1979–2024) |
| Claims Outside the SFHA | 41 of 496 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4309 Effie St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLAIRE serves 18,090 people · EPA ID TX1010004 |
|---|---|
| Water Source | Purchased surface water from CITY OF HOUSTON |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures