4309 E Morningside Dr, Bloomington, IN 47408 Property Records

Monroe County property record for 4309 E Morningside Dr, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,656 sqft · built 1965
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$319,900 (May 2021)
Tax Bill	$3,696 (2025)
Deeds & Mortgages	May 2018 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-14680-00`

Property Details

APN / Parcel Number

Primary APN	`013-14680-00`
Alternative APN	`53-05-36-304-054.000-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Basement Area	1,260 sqft
Finished Basement	800 sqft
Unfinished Basement	460 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	013-14680-00
Street Address	4309 E MORNINGSIDE DR
City	BLOOMINGTON
State	IN
Zip	47408-3157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK RIDGE E PART 1 LOT 202
Legal Subdivision	PARK RDG EAST PT I
Legal Lot Number	202
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1011
Census Tract	903

Owner

Source: Monroe County assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4309 E MORNINGSIDE DR, BLOOMINGTON, IN 47408-3157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
May 17, 2021	Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Deed Document Number	20219267
Prior Transfer Date	Oct 15, 2012
Prior Transfer Doc	2012017731
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4309 E MORNINGSIDE DR, BLOOMINGTON, IN 47408-3157
Transaction Type	Mortgage
Record Updated	Feb 14, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018006907
Date	May 30, 2018
Instrument	2018006907

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	May 17, 2021
Property Address	4309 E MORNINGSIDE DR, BLOOMINGTON, IN 47408-3157
Document Number	2021009267
Map Reference	MB 5 PG 17
Instrument Date	May 14, 2021
Instrument	2021009267
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4309 E MORNINGSIDE DR, BLOOMINGTON, IN 47408-3157

Mortgage

Document Number	2021009268
Date	May 17, 2021
Instrument	2021009268

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,696.00 (-9.46%)	$376,000 (-2.46%) Land $135,000 Building $241,000	$376,000 (-2.46%) Land $135,000 Building $241,000
2024	$4,082.00 (+8.62%)
2023		$385,500 (+13.28%) Land $87,000 Building $298,500	$385,500 (+13.28%) Land $87,000 Building $298,500
2022	$3,758.00 Homeowner's exemption	$340,300 Land $75,000 Building $265,300	$340,300 Land $75,000 Building $265,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IsoFusion Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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