Mercer County property record for 4309 E Cumberland Rd, Bluefield, WV 24701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,166 sqft · built 1956 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $22,592 (Dec 2012) |
| Tax Bill | $849 (2026) |
| Deeds & Mortgages | Mar 2016 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-45-0048.0013 |
| Primary APN | 03-45-0048.0013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,166 sqft Living Area |
| 1st Floor Area | 2,202 sqft |
| Family Room | Family Room |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 32,670 sqft (0.75 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07002358 |
|---|---|
| Street Address | 4309 E CUMBERLAND RD |
| City | BLUEFIELD |
| State | WV |
| Zip | 24701-5120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .75 AC - C NR BLFD |
| Jurisdiction | MERCER WV |
| Township / Civil Division | I |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 2200 |
Source: Mercer County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4309 E CUMBERLAND RD, BLUEFIELD, WV 24701-5120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2012 · Amount on Record |
| Deed Sale | Dec 27, 2012 · Amount on Record |
| Deed Document Number | 2012499115 |
| Deed Book / Page | 985 / 397 |
| Prior Transfer Date | Dec 17, 2012 |
| Prior Transfer Doc | 0000499115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MERCER WV |
| Recording Date | Mar 30, 2016 |
| Property Address | 4309 E CUMBERLAND RD, BLUEFIELD, WV 24701-5120 |
| Document Number | 0001032/75 |
| Book / Page | 1032 / 75 |
| Instrument Date | Mar 30, 2016 |
| Instrument | 664927 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000664928 |
|---|---|
| Date | Mar 30, 2016 |
| Instrument | 664928 |
| Name | FIRST COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Mar 30, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.6% |
Source: Mercer County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Mercer County |
| Municipality | Bluefield City |
| Unified School District | Mercer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $849.00 (+5.33%) | $61,980 (+6.28%) Land $28,260 Building $33,720 | $103,300 (+6.28%) Land $47,100 Building $56,200 |
| 2025 | $806.00 (+15.31%) | $58,320 (+15.71%) Land $27,000 Building $31,320 | $97,200 (+15.71%) Land $45,000 Building $52,200 |
| 2023 | $699.00 | $50,400 Land $9,480 Building $40,920 | $84,000 Land $15,800 Building $68,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 2, 2005 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Jun 1995 · Severe Storms, Heavy Rains, Flooding, Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 48% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAWC BLUEFIELD DISTRICT private · serves 12,174 people · EPA ID WV3302835 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 3,000 / 3,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigaBeam Networks, Point Broadband.
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