4309 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 4309 E Beach Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1960
Lot Size	0.166 acres (7,231 sqft)
Owner	2 Individual Names on File
Last Sale	$794,000 (Mar 2023)
Tax Bill	$2,930 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2020 Sale + 2 more
Flood Zone	Zone VE (high risk)
APN	`249DG006`

Property Details

APN / Parcel Number

Primary APN	`249DG006`
Alternative APNs	`206507792593` `80096434` `80131705`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Heated Area
Gross Area	2,140 sqft
1st Floor Area	280 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	7,231 sqft (0.166 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80131705
Street Address	4309 E BEACH DR
City	OAK ISLAND
State	NC
Zip	28465-5518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-5 B-14 S-2 LB PLAT 1/96-99
Legal Subdivision	OAK ISLAND SEC 02
Legal Block	14
Legal Lot Number	5
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1035
Census Tract	20314

Owner

4309 E Beach Dr is owned by two individuals who bought it in March 2023.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2417 GOUDY DR, RALEIGH, NC 27615-8011
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Dec 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY
May 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2023 · Amount on File
Deed Sale	Mar 17, 2023 · Amount on File
Prior Sale	Jul 2, 2020 · Amount on File
Deed Book / Page	4986 / 614
Prior Transfer Date	Jul 22, 2010
Prior Transfer Doc	3073001095
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Mar 17, 2023
Property Address	4309 E BEACH DR, OAK ISLAND, NC 28465-5518
Document Number	0049860614
Book / Page	4986 / 614
Map Reference	MB 1 PG 96-99
Instrument Date	Mar 7, 2023
Transaction Type	Transfer
Record Updated	Mar 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,588.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	495 HOBBS RD, ATHENS, GA 30607-2034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 GOUDY DR, RALEIGH, NC 27615-8011

Mortgage

Document Number	0004986618
Date	Mar 17, 2023
Instrument	4986/618

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 2, 2020
Property Address	4309 E BEACH DR, OAK ISLAND, NC 28465-5518
Document Number	0043890654
Book / Page	004389 / 000654
Instrument Date	Jul 2, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 HOBBS RD ATHENS GA 306072034, ATHENS, GA 30607-2034

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Dec 10, 2018
Property Address	4309 E BEACH DR, OAK ISLAND, NC 28465-5518
Document Number	0041330968
Book / Page	004133 / 000968
Instrument Date	Oct 24, 2018
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4309 E BEACH DR OAK ISLAND NC 284655518, OAK ISLAND, NC 28465-5518

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	May 15, 2017
Property Address	4309 E BEACH DR, OAK ISLAND, NC 28465-5518
Document Number	0039070597
Book / Page	003907 / 000597
Instrument Date	May 15, 2017
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$810.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 GREEN ST STONEHAM MA 021801331, STONEHAM, MA 02180-1331

Tax Assessment & Valuation

The 2025 property tax bill for 4309 E Beach Dr was $2,930.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$767,130 (-) Land $560,000 Building $207,130	$767,130 (-) Land $560,000 Building $207,130
2025	$2,930.00	$767,130 Land $560,000 Building $207,130	$767,130 Land $560,000 Building $207,130
2023		$767,130 Land $560,000 Building $207,130	$767,130 Land $560,000 Building $207,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4309 E Beach Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4309 E Beach Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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