4309 Duffer Loop, Sebring, FL 33872 Property Records

Highlands County property record for 4309 Duffer Loop, Sebring, FL 33872 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1990
Square Footage	2,590 sqft Living Area
Lot Size	23,254 sqft (0.533 acres)
Occupancy	Owner Occupied
Last Sale	$115,000 (2013)
Tax Bill	$2,469.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`C344802400003040`
Alternative APN	`C-34-34-28-024-0000-3040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	2,590 sqft Living Area
1st Floor	1,938 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1990
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	23,254 sqft (0.533 acres)
Depth X Width	187 ft x 123 ft Depth x Width
Driveway	1 Driveway
Driveway Area	640 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Mixed Garage
Garage Area	594 sqft Garage
Carport	Carport
Carport Area	384 sqft Carport

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa Pool Type
Pool Area	450 sqft Pool
Fence	Fence
Shed	1 Shed
Shed Area	140 sqft Shed
Patio Area	516 sqft Patio
Porch	Enclosed Porch
Porch Area	734 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Old Parcel Number	C344802400003040
Street Address	4309 DUFFER LOOP
City	SEBRING
State	FL
Zip	33872-3863
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GOLF HAMMOCK UNIT 4 PB 14 PG 78 LOT 304
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 4
Legal Lot Number	304
Legal Unit	4
Jurisdiction	HIGHLANDS FL
Minor Civil Division	SEBRING
Census Blockgroup	4
Census Block	4040
Census Tract	960602

Owner

Source: Highlands County records · APN C344802400003040

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	4309 DUFFER LOOP, SEBRING, FL 33872-3863
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2013 · Amount on Record
Deed Sale	Jul 08, 2013 · Amount on Record
Deed Doc Number	1702263
Deed Book / Page	2387 / 1766
Record Refreshed	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4309 DUFFER LOOP, SEBRING, FL 33872-3863
Transaction Type	Mortgage
Record Updated	Jan 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4309 DUFFER LOOP, SEBRING, FL 33872-3863

Mortgage

Document Number	0002069979
Date	Dec 27, 2021
Book Page	2873/1083
Instrument	2069979

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$199,669 (+5.99%)	$299,321 (-2.02%) Land $30,000 Building $269,321
2024	$2,469.00 (+2.49%)
2023	$2,409.00 (+1.65%) Homeowner's exemption	$188,390 (+3%)	$305,503 (+14.4%) Land $28,000 Building $277,503
2022	$2,370.00 Homeowner's exemption	$182,903	$267,039 Land $28,000 Building $239,039

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	High above 71% of the US · above 52% of Florida
Wildfire Likelihood	About 1 in 296 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.