4309 Deer Valley Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4309 Deer Valley Way, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,459 sqft · built 2002
Lot Size0.102 acres (4,429 sqft)
Owner2 Trust Names on File
Last Sale$525,000 (Oct 2017)
Tax Bill$6,714 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Oct 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN158-730-74-00

Property Details

APN / Parcel Number

Primary APN158-730-74-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,459 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area4,429 sqft (0.102 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4309 DEER VALLEY WAY
CityOCEANSIDE
StateCA
Zip92057-6512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-15
Legal DescriptionLOT 167 TR 014282
Legal SubdivisionRIVER RANCH NORTH
Legal Tract014282
Legal Block2
Legal Lot Number167
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2001
Census Tract18521

Owner

4309 Deer Valley Way is owner-occupied and held in a trust since May 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing Address4309 DEER VALLEY WAY, OCEANSIDE, CA 92057-6512
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2020Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Oct 2, 2017Grant Deed, Transfer · VA Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2017 · Amount on File
Deed SaleOct 2, 2017 · Amount on File
Prior SaleOct 29, 2007 · Amount on File
Deed Document Number2017453740
Last Transfer DateMay 30, 2024
Transfer Doc0000141362
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4309 DEER VALLEY WAY, OCEANSIDE, CA 92057-6512
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000469339
DateAug 20, 2020
Instrument2020-0469339
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueAug 31, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 2, 2017
Property Address4309 DEER VALLEY WAY, OCEANSIDE, CA 92057-6512
Document Number0000453740
Map ReferenceMAP14282
Instrument DateSep 14, 2017
Instrument2017-0453740
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4309 DEER VALLEY WAY, OCEANSIDE, CA 92057-6512

Mortgage

Document Number0000453741
DateOct 2, 2017
Instrument2017-0453741
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4309 Deer Valley Way was $6,714.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$609,298 (+2%) Land $289,515 Building $319,783
2025$6,714.00$597,352 Land $283,839 Building $313,513
2023$6,383.00 (+1.53%)$574,158 Land $272,818 Building $301,340
2022$6,287.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4309 Deer Valley Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A99, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4309 Deer Valley Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Deer Valley Way

Nearby Streets

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