Clermont County property record for 4309 Cider Mill Dr, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,100 sqft · built 1978 |
| Lot Size | 0.243 acres (10,585 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,800 (Mar 2019) |
| Tax Bill | $3,568 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-14B-345 |
| Primary APN | 41-32-14B-345 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 484 sqft |
| Basement Area | 484 sqft |
| Finished Basement | 484 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,585 sqft (0.243 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 117 sqft |
| Patio Area | 376 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4309 CIDER MILL DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-1401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CIDER MILL SUB B; LOT 26 |
| Legal Subdivision | CIDER MILL |
| Legal Lot Number | 26 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 41403 |
Source: Clermont County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4309 CIDER MILL DR, CINCINNATI, OH 45245-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RIVERHILLS BANK |
| Mar 12, 2019 | Warranty Deed, Transfer · FHA Mortgage RIVERHILLS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2019 · Amount on Record |
| Deed Sale | Mar 12, 2019 · Amount on Record |
| Prior Sale | Oct 5, 1993 · Amount on Record |
| Deed Document Number | 20194765 |
| Deed Book / Page | 2803 / 3139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 22, 2026 |
| Property Address | 4309 CIDER MILL DR, CINCINNATI, OH 45245-1401 |
| Document Number | 0000021890 |
| Book / Page | 3034 / 3121 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202621890 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4309 CIDER MILL DR, CINCINNATI, OH 45245-1401 |
| Document Number | 0000021890, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 3034/3121 |
| Instrument | 202621890 |
| Name | RIVERHILLS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Mar 12, 2019 |
| Property Address | 4309 CIDER MILL DR, CINCINNATI, OH 45245-1401 |
| Document Number | 0000004765 |
| Book / Page | 2803 / 3139 |
| Map Reference | MB T PG 43 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 201900004765 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4309 CIDER MILL DR, CINCINNATI, OH 45245-1401 |
| Document Number | 0000004766 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | 201900004766 |
| Name | RIVERHILLS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,568.00 (-47.41%) | $68,220 (-) Land $12,570 Building $55,650 | |
| 2024 | $194,900 (-) Land $35,900 Building $159,000 | ||
| 2023 | $6,785.00 (+130.63%) | $68,220 (+38.13%) Land $12,570 Building $55,650 | $194,900 (+38.13%) Land $35,900 Building $159,000 |
| 2022 | $2,942.00 | $49,390 Land $9,100 Building $40,290 | |
| 2020 | $141,100 Land $26,000 Building $115,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures