4309 23rd Ave, Missoula, MT 59803 Property Records

Missoula County property record for 4309 23rd Ave, Missoula, MT 59803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,620 sqft · built 1965
Lot Size	0.257 acres (11,195 sqft)
Owner	Individual Name on Record
Last Sale	$357,770 (Jun 2026)
Tax Bill	$4,217 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0460563`

Property Details

APN / Parcel Number

Primary APN	`R0460563`
Alternative APNs	`04-2093-06-2-05-14-0000` `0001412456` `1412456`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,620 sqft Living Area
Gross Area	2,914 sqft
1st Floor Area	1,310 sqft
Basement Area	1,310 sqft
Finished Basement	1,310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,195 sqft (0.257 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001412456
Street Address	4309 23RD AVE
City	MISSOULA
State	MT
Zip	59803-1144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SPRING HILLS NO 1 012, S06, T12 N, R19 W, BLOCK 3, LOT 1
Legal Subdivision	SPRING HILLS # 01
Legal Block	3
Legal Lot Number	1
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	2
Census Block	2009
Census Tract	1303

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4309 23RD AVE, MISSOULA, MT 59803-1144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 1, 2024	Warranty Deed, Transfer · Conventional Mortgage CLEARWATER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	May 1, 2024 · Amount on Record
Deed Document Number	20269294
Deed Book / Page	1129 / 1157
Prior Transfer Date	Apr 29, 2024
Prior Transfer Doc	0010990693
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Jun 25, 2026
Property Address	4309 23RD AVE, MISSOULA, MT 59803-1144
Document Number	0000009294
Book / Page	1129 / 1157
Instrument Date	Jun 25, 2026
Instrument	20269294
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE ESCROW, FLYING S TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4309 23RD AVE, MISSOULA, MT 59803-1144
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009295,
Date	Jun 25, 2026
Book Page	1129/1158
Instrument	20269295

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	May 1, 2024
Property Address	4309 23RD AVE, MISSOULA, MT 59803-1144
Document Number	0010990693
Book / Page	1099 / 693
Instrument Date	Apr 15, 2024
Instrument	202404424
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 WILLOWBROOK DR, HELENA, MT 59602-7764

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4309 23RD AVE, MISSOULA, MT 59803-1144

Mortgage

Document Number	0202404425
Date	May 1, 2024
Instrument	202404425

Lender

Name	CLEARWATER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	5-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,500 (-) Land $182,920 Building $303,580	$486,500 (-) Land $182,920 Building $303,580
2025	$4,217.00 (-11.43%)	$486,500 (+30.67%) Land $182,920 Building $303,580	$486,500 (+30.67%) Land $182,920 Building $303,580
2024	$4,761.00 (+6.01%)
2023	$4,491.00	$372,300	$372,300 Land $144,700 Building $227,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Blackfoot Telephone Cooperative.

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