Louisville/Jefferson County Metro Government property record for 4308 Winchester Rd, Saint Matthews, KY 40207
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,175 sqft · built 1941 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | Individual Name on File |
| Last Sale | $262,000 (Jun 2019) |
| Tax Bill | $3,996 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22052400630000 |
| Primary APN | 22052400630000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,175 sqft Finished Area |
| Basement Area | 925 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,053 sqft (0.116 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00068346 |
|---|---|
| Street Address | 4308 WINCHESTER RD |
| City | SAINT MATTHEWS |
| State | KY |
| Zip | 40207-4060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5-RESIDENTIAL SINGLE FAM |
| Legal Description | LOT 155 ARLINGTON SUBDIVISION, PB. 8, PG. 76, 0.1160 AC+/- |
| Legal Subdivision | ARLINGTON |
| Legal Lot Number | 155 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | LOUISVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10601 |
4308 Winchester Rd is owned and occupied by an individual who bought it in June 2019.
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4308 WINCHESTER RD, LOUISVILLE, KY 40207-4060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST CMNWLT MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on File |
| Deed Sale | Jun 19, 2019 · Amount on File |
| Prior Sale | Aug 12, 2015 · Amount on File |
| Deed Document Number | 0011435290 |
| Deed Book / Page | 11435 / 290 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 4308 WINCHESTER RD, SAINT MATTHEWS, KY 40207-4060 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000114772 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 17373/763 |
| Instrument | 2021114772 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Jun 19, 2019 |
| Property Address | 4308 WINCHESTER RD, SAINT MATTHEWS, KY 40207-4060 |
| Document Number | 0114350290 |
| Book / Page | 011435 / 000290 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 139789 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE GRP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4308 WINCHESTER RD LOUISVILLE KY 402074060, LOUISVILLE, KY 40207-4060 |
| Document Number | 160010354 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 016001/000354 |
| Instrument | 139790 |
| Name | FIRST CMNWLT MTG CORP |
|---|---|
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2049 |
The 2025 property tax bill for 4308 Winchester Rd was $3,996.
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | St. Matthews City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,996.00 | $354,930 Land $70,000 Building $284,930 | |
| 2024 | $354,930 (+35.47%) Land $70,000 Building $284,930 | ||
| 2023 | $3,007.00 (-0.36%) | $262,000 (-) Land $43,000 Building $219,000 | $262,000 (-) Land $43,000 Building $219,000 |
| 2022 | $3,018.00 | $262,000 Land $43,000 Building $219,000 | $262,000 Land $43,000 Building $219,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4308 Winchester Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1983–2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4308 Winchester Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| BluegrassNet Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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