Kenton County property record for 4308 Vermont Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,750 sqft · built 1899 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $94,000 (Mar 2022) |
| Tax Bill | $1,855 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-43-06-020.00 |
| Primary APN | 056-43-06-020.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,750 sqft Finished Area |
| Gross Area | 2,870 sqft |
| Year Built | Built 1899 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0564306020.00 |
|---|---|
| Street Address | 4308 VERMONT AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSEDALE LOTS 63-64 50'X 100' ES VERMONT AVE |
| Legal Subdivision | ROSEDALE |
| Legal Lot Number | 63-64 64 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-43-06-020.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 566 SAVANNAH DR, WALTON, KY 41094-7430 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Commercial Mortgage EASY STREET CAPITAL INVESTMENTS LLC |
| Apr 08, 2022 | Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC |
| Mar 01, 2022 | Deed, Transfer KENTUCKY LAND TITLE AGENCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2022 · Amount on Record |
| Deed Sale | Mar 01, 2022 · Amount on Record |
| Prior Sale | Sep 21, 1998 · Amount on Record |
| Deed Document Number | 0000150866 |
| Deed Book / Page | 150 / 866 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4308 VERMONT AVE, COVINGTON, KY 41015-1657 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 10148 LAPALCO CT, UNION, KY 41091-7465 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900223 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 421/922 |
| Instrument | 22111605900223 |
| Name | EASY STREET CAPITAL INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | AUSTIN, TX 78702 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4308 VERMONT AVE, COVINGTON, KY 41015-1657 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 10148 LAPALCO CT, UNION, KY 41091-7465 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900195 |
|---|---|
| Date | Apr 08, 2022 |
| Book Page | 358/911 |
| Instrument | 22040805900195 |
| Name | LIMA ONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 01, 2022 |
| Property Address | 4308 VERMONT AVE, COVINGTON, KY 41015-1657 |
| Document Number | 0005900241 |
| Book / Page | 150 / 866 |
| Map Reference | PL 249 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 22030105900241 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $94.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7218 WINDING WAY, CINCINNATI, OH 45236-3341 |
| Name | Verified Name |
|---|---|
| Address | 566 SAVANNAH DR, WALTON, KY 41094-7430 |
| Investor | Possibly a Property Investor |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,855.00 (+48.16%) | $140,000 (+48.94%) Land $10,000 Building $130,000 | $140,000 (+48.94%) Land $10,000 Building $130,000 |
| 2023 | $1,252.00 | $94,000 Land $10,000 Building $84,000 | $94,000 Land $10,000 Building $84,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 657 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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