4308 U St, Sacramento, CA 95817 Property Records

Sacramento County property record for 4308 U St, Sacramento, CA 95817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,603 sqft · built 1925
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$618,500 (Apr 2021)
Tax Bill	$8,608 (2025)
Deeds & Mortgages	May 2025 Mortgage Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-0118-009-0000`

Property Details

APN / Parcel Number

Primary APN	`011-0118-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,603 sqft Living Area
1st Floor Area	1,603 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4308 U ST
City	SACRAMENTO
State	CA
Zip	95817-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ELMHURST MAP 02, LOT 2709
Legal Subdivision	ELMHURST MAP 02
Legal Lot Number	2709
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1037
Census Tract	1702

Owner

4308 U St is owned and occupied by an individual who bought it in April 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4308 U ST, SACRAMENTO, CA 95817-1435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEXA MORTGAGE LLC
Jun 2, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Apr 21, 2021	Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF SACRAMENTO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on File
Deed Sale	Apr 21, 2021 · Amount on File
Prior Sale	Mar 9, 2007 · Amount on File
Deed Book / Page	20210421 / 1683
Prior Transfer Date	Apr 17, 2002
Prior Transfer Doc	2002001081
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4308 U ST, SACRAMENTO, CA 95817-1435
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 U ST, SACRAMENTO, CA 95817-1435

Mortgage

Document Number	0000000318
Date	May 12, 2025
Instrument	202505120318

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4308 U ST, SACRAMENTO, CA 95817-1435
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 U ST, SACRAMENTO, CA 95817-1435

Mortgage

Document Number	0000000211
Date	Jun 2, 2023
Instrument	202306020211

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 21, 2021
Property Address	4308 U ST, SACRAMENTO, CA 95817-1435
Document Number	0000001683
Map Reference	MB 10 MAP 35
Instrument Date	Apr 20, 2021
Instrument	202104211683
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 U ST, SACRAMENTO, CA 95817-1435

Tax Assessment & Valuation

The 2025 property tax bill for 4308 U St was $8,608 with a homeowner's exemption, up 12.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$784,870 (+5.42%) Land $220,814 Building $564,056
2025	$8,608.00 (+12.71%) Homeowner's exemption	$744,482 Land $216,485 Building $527,997
2024	$7,637.00 (+2.44%)
2023	$7,455.00 (+1.72%) Homeowner's exemption	$643,487 Land $208,080 Building $435,407
2022	$7,329.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4308 U St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4308 U St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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