4308 Thunderbird Dr, Chattanooga, TN 37406 Property Records

Hamilton County property record for 4308 Thunderbird Dr, Chattanooga, TN 37406

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,429 sqft · built 1966
Lot Size	0.53 acres (23,092 sqft)
Owner	2 Owner Names on File
Last Sale	$70,000 (Jul 1993)
Tax Bill	$990 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`128M D 004`

Property Details

APN / Parcel Number

Primary APN	`128M D 004`
Alternative APN	`0000053593`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,429 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,092 sqft (0.53 acres)
Lot Dimensions	251 ft deep x 92 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000053593
Street Address	4308 THUNDERBIRD DR
City	CHATTANOOGA
State	TN
Zip	37406-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 65 CHEROKEE WOODS PB24 PG43
Legal Subdivision	CHEROKEE WOODS
Legal Lot Number	65
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1006
Census Tract	11444

Owner

The current owner of 4308 Thunderbird Dr bought it in July 1993.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	9343 CHARBAR CIR, CHATTANOOGA, TN 37421-5338

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 1993 · Amount on File
Deed Sale	Jul 16, 1993 · Amount on File
Deed Document Number	0004184124
Deed Book / Page	4184 / 124
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4308 THUNDERBIRD DR, CHATTANOOGA, TN 37406-1233
Document Number	0412000018
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 THUNDERBIRD DR CHATTANOOGA TN 374061233, CHATTANOOGA, TN 37406-1233

Mortgage

Document Number	0412000018
Date	Apr 12, 2019
Book Page	011612/000294
Instrument	190412000018

Lender

Name	UNIFY FIN'L FCU
Address	TORRANCE, CA 90501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4308 Thunderbird Dr was $990, up 8.3% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$990.00 (+8.32%)	$65,375 (+59.94%)	$261,500 (+59.94%) Land $50,000 Building $211,500
2024	$914.00	$40,875 (-)	$163,500 (-) Land $30,000 Building $133,500
2023	$914.00	$40,875 (-)	$163,500 (-) Land $30,000 Building $133,500
2022	$914.00	$40,875	$163,500 Land $30,000 Building $133,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4308 Thunderbird Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2003–2011)
Most Recent Claim	Sep 2011 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4308 Thunderbird Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20