4308 NE 12th St, Ocala, FL 34470 Property Records

Marion County property record for 4308 NE 12th St, Ocala, FL 34470

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1964
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jan 2026)
Tax Bill	$3,549 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2720-005-004`

Property Details

APN / Parcel Number

Primary APN	`2720-005-004`
Alternative APN	`0637467000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2004
Exterior Material	Metal
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.469 acres)
Lot Dimensions	200 ft deep x 102 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	396 sqft
Patio Area	120 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0637467000
Old Parcel Number	2720005004
Street Address	4308 NE 12TH ST
City	OCALA
State	FL
Zip	34470-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 11 TWP 15 RGE 22
Legal Range	22E
Legal Township	15S
Legal Section	11
Legal Subdivision	SILVER SPRINGS
Legal Block	E
Legal Lot Number	4
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1019
Census Tract	2201

Owner

4308 NE 12th St is owned and occupied by an individual who bought it in January 2026.

Source: Marion County records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4308 NE 12TH ST, OCALA, FL 34470-2012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA
Jun 4, 2024	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jan 21, 2026	Warranty Deed, Transfer · FHA Mortgage LUMINATE BANK
Jan 11, 2019	Deed of Trust, Mortgage · Line of Credit FLORIDA CU
Oct 31, 2017	Warranty Deed, Transfer · FHA Mortgage GOLDWATER BANK NA
Feb 17, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on File
Deed Sale	Jan 21, 2026 · Amount on File
Prior Sale	Oct 31, 2017 · Amount on File
Deed Document Number	2026007731
Deed Book / Page	8811 / 28
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	4308 NE 12TH ST, OCALA, FL 34470-2012
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 NE 12TH ST, OCALA, FL 34470-2012

Mortgage

Document Number	0075270199
Date	Jul 28, 2021
Book Page	7527/199
Instrument	2021102290

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	4308 NE 12TH ST, OCALA, FL 34470-2012
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 NE 12TH ST, OCALA, FL 34470-2012

Mortgage

Document Number	0077110092
Date	Feb 28, 2022
Book Page	7711/92
Instrument	2022029028

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	4308 NE 12TH ST, OCALA, FL 34470-2012
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4510 SE 7TH PL, OCALA, FL 34471-3259

Mortgage

Document Number	0083381488
Date	Jun 4, 2024
Book Page	8338/1488
Instrument	2024071439

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 9, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jan 21, 2026
Property Address	4308 NE 12TH ST, OCALA, FL 34470-2012
Document Number	0088110028
Book / Page	8811 / 28
Map Reference	MB F PG 80
Instrument Date	Jan 16, 2026
Instrument	2026007731
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4510 SE 7TH PL, OCALA, FL 34471-3259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 NE 12TH ST, OCALA, FL 34470-2012

Mortgage

Document Number	0000881130
Date	Jan 21, 2026
Instrument	8811/30

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	4308 NE 12TH ST, OCALA, FL 34470-2012
Document Number	0068991182
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4308 NE 12TH ST OCALA FL 344702012, OCALA, FL 34470-2012

Mortgage

Document Number	0068991182
Date	Jan 16, 2019
Book Page	006899/001182
Instrument	5047

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 15, 2029

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Oct 31, 2017
Property Address	4308 NE 12TH ST, OCALA, FL 34470-2012
Document Number	0066630856
Book / Page	6663 / 0856
Map Reference	MB F PG80
Instrument Date	Oct 30, 2017
Instrument	2017098325
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1539 NE 17TH CT, 1539, OCALA, FL 34470-4659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 NE 12TH ST, OCALA, FL 34470-2012

Mortgage

Document Number	2017098326
Date	Oct 31, 2017
Instrument	2017098326

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Feb 17, 2017
Property Address	4308 NE 12TH ST, OCALA, FL 34470-2012
Document Number	0065331328
Book / Page	006533 / 001328
Instrument Date	Feb 17, 2017
Instrument	15188
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$429.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1539 NE 17TH CT OCALA FL 344704659, OCALA, FL 34470-4659

Tax Assessment & Valuation

The 2025 property tax bill for 4308 NE 12th St was $3,549.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,549.00	$188,822 Land $40,000 Building $148,822	$188,822 Land $40,000 Building $148,822
2023	$3,257.00 (+286.82%)	$167,986 (+113.3%) Land $35,000 Building $132,986	$167,986 (+13.86%) Land $35,000 Building $132,986
2022	$842.00 Homeowner's exemption	$78,756	$147,539 Land $28,000 Building $119,539

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4308 NE 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4308 NE 12th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
CenturyLink Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Central Florida Broadband Fixed Wireless	100 / 20

May also be available: Ocala Fiber Network.

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