4308 N Gale Rd, Davison, MI 48423 Property Records

Genesee County property record for 4308 N Gale Rd, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1977
Lot Size	10 acres (436,471 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Sep 2023)
Tax Bill	$6,006 (2025)
Deeds & Mortgages	Dec 2023 Transfer Sep 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16-28-100-004`

Property Details

APN / Parcel Number

Primary APN	`16-28-100-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Basement Area	1,380 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Lot Area	436,471 sqft (10 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4308 N GALE RD
City	DAVISON
State	MI
Zip	48423-8912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Description	A PARCEL OF LAND BEG S 1 DEG 03 MIN 50 SEC W 1991.03 FT FROM NW COR OF SEC TH S 88 DEG 56 MIN 10 SEC E 1315 FT TH S 1 DEG 03
Legal Range	08E
Legal Township	08N
Legal Section	28
Jurisdiction	GENESEE MI
Township / Civil Division	RICHFIELD
Census Block Group	1
Census Block	1008
Census Tract	11800

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	4308 N GALE RD, DAVISON, MI 48423-8912
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Intrafamily Transfer, Transfer
Sep 13, 2023	Warranty Deed, Transfer · Conventional Mortgage ELGA CREDIT UNION
Jan 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 1, 2022	Intrafamily Transfer, Transfer
Dec 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 28, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Apr 28, 2021 · Amount on Record
Deed Document Number	202349401
Last Transfer Date	Dec 12, 2023
Transfer Doc	0000063319
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Dec 20, 2023
Property Address	4308 N GALE RD, DAVISON, MI 48423-8912
Document Number	0000063319
Instrument Date	Dec 12, 2023
Instrument	202312200063319
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4308 N GALE RD, DAVISON, MI 48423-8912

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 13, 2023
Property Address	4308 N GALE RD, DAVISON, MI 48423-8912
Document Number	0000049401
Instrument Date	Sep 8, 2023
Instrument	202309130049401
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5630 JOHNSON DR, COLUMBIAVILLE, MI 48421-9745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9355 E LIPPINCOTT BLVD, DAVISON, MI 48423-8358

Mortgage

Document Number	0000049402
Date	Sep 13, 2023
Instrument	202309130049402

Lender

Name	ELGA CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4308 N GALE RD, DAVISON, MI 48423-8912
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 N GALE RD, DAVISON, MI 48423-8912

Mortgage

Document Number	0000003843
Date	Jan 24, 2023
Instrument	202301240003843

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2043

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Feb 1, 2022
Property Address	4308 N GALE RD, DAVISON, MI 48423-8912
Document Number	0000006229
Instrument Date	Jan 26, 2022
Instrument	202202010006229
Transaction Type	Transfer
Record Updated	Feb 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4308 N GALE RD, DAVISON, MI 48423-8912

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Dec 7, 2021
Property Address	4308 N GALE RD, DAVISON, MI 48423-8912
Document Number	0000092576
Instrument Date	Nov 16, 2021
Instrument	202112070092576
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4308 N GALE RD, 4308, DAVISON, MI 48423-8912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 N GALE RD, DAVISON, MI 48423-8912

Mortgage

Document Number	0000092577
Date	Dec 7, 2021
Instrument	202112070092577

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Apr 28, 2021
Property Address	4308 N GALE RD, DAVISON, MI 48423-8912
Document Number	202104280042456
Instrument Date	Apr 22, 2021
Instrument	202104280042456
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 W FLINT ST, DAVISON, MI 48423-1103

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Richfield Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,600 (+5.65%)	$359,200 (+5.65%)
2025	$6,006.00 (+19.52%) Homeowner's exemption	$170,000 (+42.98%)	$340,000 (+42.98%)
2024	$5,025.00 (+152.13%)
2023		$118,900	$237,800
2019	$1,993.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985)
Most Recent Claim	Sep 1985 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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