4308 Montserrat Ct, Laredo, TX 78046 Property Records

Webb County property record for 4308 Montserrat Ct, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,447 sqft · built 2017
Lot Size0.131 acres (5,708 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Mar 2018)
Tax Bill$1,073 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN973-50051-190

Property Details

APN / Parcel Number

Primary APN973-50051-190
Alternative APN
  • 321171

Interior

Stories1 Story
Building Area1,447 sqft Living Area
Gross Area1,745 sqft
1st Floor Area1,447 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,708 sqft (0.131 acres)
Garage TypeAttached
Garage Area298 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area418 sqft
Storage Building96 sqft

Location & Zoning

Street Address4308 MONTSERRAT CT
CityLAREDO
StateTX
Zip78046-8962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLOS PRESIDENTES, BLOCK 51, LOT 19, UNIT 11
Legal SubdivisionLOS PRESIDENTES
Legal Block51
Legal Lot Number19
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1001
Census Tract1824

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4308 MONTSERRAT CT, LAREDO, TX 78046-8962
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2018Deed of Trust, Mortgage · Commercial Mortgage
GERARDO GONZALEZ
Mar 12, 2018Vendor's Lien, Transfer · Conventional Mortgage
COMPASS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2018 · Amount on Record
Deed SaleMar 12, 2018 · Amount on Record
Deed Document Number20181322888
Deed Book / Page4382 / 892
Prior Transfer DateMar 9, 2018
Prior Transfer Doc004382/892
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address4308 MONTSERRAT CT, LAREDO, TX 78046-8844
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4366/796
DateFeb 8, 2018
Book Page4366/796
Instrument1320018
Lender
NameGERARDO GONZALEZ
TypePrivate Party
Address10414 MEDICAL LOOP # B, LAREDO, TX 78045
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term5 Months
DueJul 7, 2018

March 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateMar 12, 2018
Property Address4308 MONTSERRAT CT, LAREDO, TX 78046-8844
Document Number004382/892
Book / Page4382 / 892
Map ReferenceVOL 25 PG 127
Instrument DateMar 9, 2018
Instrument1322888
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4308 MONTSERRAT CT, LAREDO, TX 78046-8844
InvestorPossibly a Property Investor

Mortgage

Document Number0001322889
DateMar 12, 2018
Instrument1322889
Lender
NameCOMPASS BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$216,040 (-0.46%) Land $67,982 Building $148,058$216,040 (-0.46%) Land $67,982 Building $148,058
2025$1,073.00 (-21.39%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$217,036 (+6.67%) Land $67,982 Building $149,054$217,036 (+6.67%) Land $67,982 Building $149,054
2024$1,365.00 (+6.81%)
2023$203,471 Land $48,803 Building $154,668$203,471 Land $48,803 Building $154,668
2022$1,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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