4308 McDowell Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4308 McDowell Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	10.1 acres (443,876 sqft)
Owner	Individual Name on File
Last Sale	$67,500 (May 2001)
Tax Bill	$4,629 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`017-027-017-90`

Property Details

APN / Parcel Number

Primary APN	`017-027-017-90`

Interior

Flooring	Carpet

Exterior

Lot Area	443,876 sqft (10.1 acres)
Lot Dimensions	10.2 ft deep x 70,748 ft wide

Location & Zoning

Street Address	4308 MCDOWELL RD
City	LAPEER
State	MI
Zip	48446-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8N R9E SEC 27 PARCEL 2 1994 SPLIT PART OF THE S 1/2 OF SEC 27 BEG AT A PT ON THE E-W 1/4 LI THAT IS N 87 DEG E 1669.04 FT
Legal Range	09E
Legal Township	08N
Legal Section	27
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2004
Census Tract	342100

Owner

Source: Lapeer County records · APN 017-027-017-90

Assessment roll updated August 14, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4308 MCDOWELL RD, LAPEER, MI 48446-9728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage SECURITY CREDIT UNION
Jan 20, 2026	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2001 · Amount on Record
Deed Sale	May 18, 2001 · Amount on Record
Prior Sale	Aug 11, 1994 · Amount on Record
Deed Book / Page	1368 / 152
Last Transfer Date	Jan 13, 2026
Transfer Doc	0034990080
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Jun 19, 2026
Property Address	4308 MCDOWELL RD, LAPEER, MI 48446-9728
Document Number	3526000602
Book / Page	3526 / 602
Instrument Date	Jun 12, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 MCDOWELL RD, LAPEER, MI 48446-9728

Mortgage

Document Number	3526000602,
Date	Jun 19, 2026
Book Page	3526/602

Lender

Name	SECURITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 20, 2026
Property Address	4308 MCDOWELL RD, LAPEER, MI 48446-9728
Document Number	0034990080
Book / Page	3499 / 80
Instrument Date	Jan 13, 2026
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	FENTON ROAD, FLINT, MI 48507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 MCDOWELL RD, LAPEER, MI 48446-9728

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$478,200 (+20.27%)	$956,400 (+20.27%)
2024	$4,629.00 (+4,394.17%)
2023		$397,600	$795,200
2022	$103.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bitwise Fixed Wireless	100 / 10
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile USA.

Based on FCC filings for 11 locations within half a mile of this property.

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