4308 Falls Dr, Hope Mills, NC 28348 Property Records

Cumberland County property record for 4308 Falls Dr, Hope Mills, NC 28348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,069 sqft · built 1984
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,500 (Feb 2001)
Tax Bill	$2,402 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Aug 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0404-90-6333`

Property Details

APN / Parcel Number

Primary APN	`0404-90-6333`
Alternative APN	`0404.20906333`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,069 sqft Heated Area
1st Floor Area	1,069 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Traditional
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	213 ft deep x 61 ft wide
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	40 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0404.20906333
Street Address	4308 FALLS DR
City	HOPE MILLS
State	NC
Zip	28348-2868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	FAIRWAY FOREST LO:MAJ PT 14 PH:02 SE:01 PL:0056-0051
Legal Subdivision	FAIRWAY FOREST
Legal Lot Number	14
Jurisdiction	CUMBERLAND NC
Township / Civil Division	ROCKFISH
Census Block Group	1
Census Block	1007
Census Tract	3105

Owner

Source: Cumberland County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4308 FALLS DR, HOPE MILLS, NC 28348-2868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2024	Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP
Aug 4, 2025	Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2001 · Amount on Record
Deed Sale	Feb 1, 2001 · Amount on Record
Prior Sale	May 4, 1999 · Amount on Record
Deed Document Number	0005399513
Deed Book / Page	5399 / 513
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	4308 FALLS DR, HOPE MILLS, NC 28348-2868
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 FALLS DR, HOPE MILLS, NC 28348-2868

Mortgage

Document Number	0121400001
Date	Dec 30, 2024
Book Page	12140/1
Instrument	39278

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	PO BOX 24737, WEST PALM BEACH, FL 33416

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2054

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	4308 FALLS DR, HOPE MILLS, NC 28348-2868
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 FALLS DR, HOPE MILLS, NC 28348-2868

Mortgage

Document Number	0122970191
Date	Aug 4, 2025
Book Page	12297/191
Instrument	23879

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	PO BOX 24737, WEST PALM BEACH, FL 33416

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 1, 2065

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Hope Mills Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,402.00 (+42.64%)	$129,157 (+44.27%) Land $35,000 Building $94,157	$129,157 (+44.27%) Land $35,000 Building $94,157
2024	$1,684.00 (+6.11%)	$89,526 (-) Land $20,000 Building $69,526	$89,526 (-) Land $20,000 Building $69,526
2023	$1,587.00 (+3.32%)	$89,526 Land $20,000 Building $69,526	$89,526 Land $20,000 Building $69,526
2022	$1,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARDINAL CARE OF HOPE MILLS private · serves 28 people · EPA ID NC0326776
Water Source	Groundwater
Last State Inspection	Jan 2026
Also Mapped Here	FAYETTEVILLE PUBLIC WORKS COMM
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2012
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Brightspeed DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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