4308 Crosswicks Dr, Reading, PA 19605 Property Records

Berks County property record for 4308 Crosswicks Dr, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,704 sqft · built 1993
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Mar 2015)
Tax Bill	$2,187 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4399-19-61-0221`

Property Details

APN / Parcel Number

Primary APN	`4399-19-61-0221`
Alternative APNs	`66-4399-19-61-0221` `66164853` `164853`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,704 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	66164853
Street Address	4308 CROSSWICKS DR
City	READING
State	PA
Zip	19605-3252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WHITFORD HILL
Legal Block	61
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	2
Census Block	2004
Census Tract	12702

Owner

4308 Crosswicks Dr is owned and occupied by an individual who bought it in March 2015.

Source: Berks County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	4308 CROSSWICKS DR, READING, PA 19605-3252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit DIAMOND CREDIT UNION
Mar 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UTILITIES EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2015 · Amount on File
Deed Sale	Mar 16, 2015 · Amount on File
Prior Sale	Aug 30, 1993 · Amount on File
Deed Document Number	20158135
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Jun 26, 2026
Property Address	4308 CROSSWICKS DR, READING, PA 19605-3252
Document Number	0000020459
Instrument Date	Jun 15, 2026
Instrument	202620459
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020459,
Date	Jun 26, 2026
Instrument	202620459

Lender

Name	DIAMOND CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	72 Months
Due	Jun 30, 2032

Interest

Rate	6.36%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	4308 CROSSWICKS DR, READING, PA 19605-3252
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011974
Date	Mar 22, 2022
Instrument	2022011974

Lender

Name	UTILITIES EMPLOYEES CU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	96 Months
Due	Mar 24, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 4308 Crosswicks Dr was $2,187 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,187.00 Homeowner's exemption	$145,700 Land $24,200 Building $121,500	$24,200 Land $24,200
2024	$2,046.00	$145,700 Land $24,200 Building $121,500
1994			$145,700 Land $24,200 Building $121,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4308 Crosswicks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Oct 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4308 Crosswicks Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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