Hennepin County property record for 4308 Cottagewood Ct, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,304 sqft · built 2019 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,991 (Jul 2020) |
| Tax Bill | $5,480 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-117-24-24-0081 |
| Primary APN | 34-117-24-24-0081 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Living Area |
| Gross Area | 3,381 sqft |
| 1st Floor Area | 972 sqft |
| 2nd Floor Area | 1,332 sqft |
| Basement Area | 571 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 169 ft deep x 5.6 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Open Porch |
| Deck Area | 204 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 4308 COTTAGEWOOD CT |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-2139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 055 BLOCK 012 B WOODLAND COVE S57X169X52X152 |
| Legal Range | 24 |
| Legal Township | 117 |
| Legal Section | 34 |
| Legal Quarter | 24 |
| Legal Subdivision | WOODLAND COVE |
| Legal Block | 12 |
| Legal Lot Number | 55 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MINNETRISTA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 27703 |
4308 Cottagewood Ct is owned and occupied by two individuals who bought it in July 2020.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4308 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 27, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI M/L FIN'L LLC |
| Nov 27, 2018 | Grant Deed, Transfer TITLE RECORDING SERVICES, TITLE RECORDING SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2020 · Amount on File |
| Deed Sale | Jul 27, 2020 · Amount on File |
| Prior Sale | Nov 27, 2018 · Amount on File |
| Deed Document Number | 202010816995 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4308 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2139 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 4308 COTTAGEWOOD CT, MINNETRISTA, MN 55331-2139 |
| Document Number | 0A11145505 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | A11145505 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jul 27, 2020 |
| Property Address | 4308 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2139 |
| Document Number | 0010816995 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 10816995 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | TRANSOHIO RESIDENTIAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4308 COTTAGEWOOD CT MINNETRISTA MN 553312139, MINNETRISTA, MN 55331-2139 |
| Document Number | 10816996 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 10816996 |
| Name | M/L FIN'L LLC |
|---|---|
| Address | COLUMBUS, OH 43219 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Nov 27, 2018 |
| Property Address | 4308 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2139 |
| Document Number | 0010614835 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 10614835 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | TITLE RECORDING SERVICES, TITLE RECORDING SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $20,471.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4308 COTTAGEWOOD CT EXCELSIOR MN 553312139, EXCELSIOR, MN 55331-2139 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4308 Cottagewood Ct was $5,480.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Minnetrista City |
| Unified School District | Westonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,480.00 | $557,400 Land $126,000 Building $431,400 | $557,400 Land $126,000 Building $431,400 |
| 2023 | $4,571.00 Homeowner's exemption | ||
| 2022 | $535,000 Land $137,000 Building $398,000 | $535,000 Land $137,000 Building $398,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4308 Cottagewood Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4308 Cottagewood Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Minnetrista serves 5,888 people · EPA ID MN1270036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.71 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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