4308 Cooper Pl, Modesto, CA 95356 Property Records

Stanislaus County property record for 4308 Cooper Pl, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,981 sqft · built 2002
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Feb 2026)
Tax Bill	$7,223 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078-060-031-000`

Property Details

APN / Parcel Number

Primary APN	`078-060-031-000`
Alternative APNs	`0786031000` `0786031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,981 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4308 COOPER PL
City	MODESTO
State	CA
Zip	95356-8930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLA FRANCAIS UNIT 1 (39M52)
Legal Subdivision	VILLA FRANCAIS 01
Legal Block	3
Legal Lot Number	1
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3005
Census Tract	511

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2520 HARLOW LN, SAN RAMON, CA 94582-5795
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Grant Deed, Transfer · Conventional Mortgage NMSI INC
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Nov 19, 2004 · Amount on Record
Deed Document Number	20267542
Record Updated	Oct 29, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 11, 2026
Property Address	4308 COOPER PL, MODESTO, CA 95356-8930
Document Number	0000007542
Map Reference	VOL 39 PG 52
Instrument Date	Feb 6, 2026
Instrument	2026-0007542
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32520 HARLOW LANE, SAN RAMON, CA 94582

Mortgage

Document Number	0000007543
Date	Feb 11, 2026
Instrument	2026-0007543

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4308 COOPER PL, MODESTO, CA 95356-8930
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 COOPER PL, MODESTO, CA 95356-8930

Mortgage

Document Number	0000090682
Date	Nov 17, 2020
Instrument	2020-0090682

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Stanislaus Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,223.00 (-3.63%)	$581,500 (-5.19%) Land $240,000 Building $341,500
2025	$7,495.00 (+5.58%) Homeowner's exemption	$613,305 (+4.04%) Land $171,443 Building $441,862
2023	$7,099.00 (+9.01%) Homeowner's exemption	$589,492 Land $164,787 Building $424,705
2022	$6,512.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ayera Technologies, Verizon.

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