4308 Cedar Mountain Dr, Waco, TX 76708 Property Records

McLennan County property record for 4308 Cedar Mountain Dr, Waco, TX 76708 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,659 sqft · built 1954
Lot Size	0.314 acres (13,678 sqft)
Owner	Individual Name on File
Tax Bill	$1,804 (2024)
Deeds & Mortgages	Mar 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`480121000185007`

Property Details

APN / Parcel Number

Primary APN	`480121000185007`
Alternative APNs	`4801210001850070111` `170283`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,659 sqft Living Area
Gross Area	2,139 sqft
1st Floor Area	1,659 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	13,678 sqft (0.314 acres)
Lot Dimensions	152 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Patio Area	200 sqft
Fence	Fence
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	170283
Old Parcel Number	4801210001850070111
Street Address	4308 CEDAR MOUNTAIN DR
City	WACO
State	TX
Zip	76708-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAVIS L R TRACT 35 ACRES .325
Legal Subdivision	DAVIS L R
Legal Tract	35
Legal Lot Number	35
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	3000

Owner

Source: McLennan County records · APN 480121000185007

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4308 CEDAR MOUNTAIN DR, WACO, TX 76708-1113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 16, 2022
Transfer Doc	0000010244
Record Updated	Jun 07, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	Mar 16, 2022
Property Address	4308 CEDAR MOUNTAIN DR, WACO, TX 76708-1113
Document Number	0000010244
Instrument Date	Jan 31, 2022
Instrument	2022010244
Transaction Type	Transfer
Record Updated	Mar 25, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 CEDAR MOUNTAIN DR, WACO, TX 76708-1113

Mortgage

Document Number	0000010245
Date	Mar 16, 2022
Instrument	2022010245

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$225,580 (-2.88%) Land $33,240 Building $192,340	$225,580 (-2.88%) Land $33,240 Building $192,340
2024	$1,804.00 (+11.84%)
2023		$232,270 Land $33,240 Building $199,030	$232,270 Land $33,240 Building $199,030
2022	$1,613.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090030002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2012, rainfall accumulation

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Texas
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.