4308 Beck Rd, Howell, MI 48843 Property Records

Livingston County property record for 4308 Beck Rd, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,389 sqft · built 1974
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,547 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-09-300-019`

Property Details

APN / Parcel Number

Primary APN	`11-09-300-019`
Alternative APN	`471109300019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,389 sqft Living Area
1st Floor Area	1,389 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Unfinished Basement	1,690 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	85 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4308 BECK RD
City	HOWELL
State	MI
Zip	48843-8819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CE
Legal Description	SEC 9 T2N R5E PART OF THE NE 1/4 OF THE SW 1/4, BEG AT A POINT ON THE E/W LINE, SAID POINT BEING N 86*45'25"E 2387.64 FT FROM
Legal Range	05E
Legal Township	02N
Legal Section	09
Legal Subdivision	PART OF SEC 9 T2N R5E
Legal Tract	742700
Jurisdiction	LIVINGSTON MI
Township / Civil Division	GENOA
Census Block Group	2
Census Block	2000
Census Tract	742700

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4308 BECK RD, HOWELL, MI 48843-8819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit UNIVERSITY CREDIT UNION
Dec 27, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 4, 2020	Quit Claim Deed, Transfer · Line of Credit UNIVERSITY/MI CU
May 28, 2020	Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020
Deed Sale	May 28, 2020
Prior Sale	Dec 6, 2016 · Amount on Record
Deed Document Number	202016478
Last Transfer Date	Sep 17, 2020
Transfer Doc	0000044602
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Recording Date	Jul 6, 2026
Property Address	4308 BECK RD, HOWELL, MI 48843-8819
Document Number	0000014224
Instrument Date	Jun 29, 2026
Instrument	202614224
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 BECK RD, HOWELL, MI 48843-8819

Mortgage

Document Number	0000014224,
Date	Jul 6, 2026
Instrument	202614224

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 29, 2051

Interest

Rate	6.53%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4308 BECK RD, HOWELL, MI 48843-8819
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 BECK RD, HOWELL, MI 48843-8819

Mortgage

Document Number	0000050945
Date	Dec 27, 2021
Instrument	2021R-050945

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Dec 4, 2020
Property Address	4308 BECK RD, HOWELL, MI 48843-8819
Document Number	0000044602
Instrument Date	Sep 17, 2020
Instrument	44602
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4308 BECK RD HOWELL MI 488438819, HOWELL, MI 48843-8819

Mortgage

Document Number	44603
Date	Dec 4, 2020
Instrument	44603

Lender

Name	UNIVERSITY/MI CU
Type	Credit Union
Address	ANN ARBOR, MI 48104-1909

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	May 28, 2020
Property Address	4308 BECK RD, HOWELL, MI 48843-8819
Document Number	0000016478
Instrument Date	May 2, 2020
Instrument	16478
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	SOLIDIFI TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 BECK RD HOWELL MI 488438819, HOWELL, MI 48843-8819
Investor	Possibly a Property Investor

Mortgage

Document Number	16479
Date	May 28, 2020
Instrument	16479

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Genoa Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,600 (+1.98%)	$381,200 (+1.98%)
2025	$3,547.00 (+19.87%) Homeowner's exemption	$186,900 (+15.23%)	$373,800 (+15.23%)
2023		$162,200
2021			$324,400
2019	$2,959.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Xfinity.

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