4308 118th St E, Tacoma, WA 98446 Property Records

Pierce County property record for 4308 118th St E, Tacoma, WA 98446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,986 sqft · built 1937
Lot Size	6.3 acres (274,428 sqft)
Owner	Individual Name on Record
Last Sale	$785,000 (Aug 2025)
Tax Bill	$9,320 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031912-2-047`

Property Details

APN / Parcel Number

Primary APN	`031912-2-047`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,986 sqft Living Area
Gross Area	2,306 sqft
1st Floor Area	1,986 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	274,428 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	320 sqft
Deck Area	296 sqft
Patio Area	616 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	4308 118TH ST E
City	TACOMA
State	WA
Zip	98446-4420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSEP
Legal Description	SECTION 12 TOWNSHIP 19 RANGE 03 QUARTER 24 : S 1/2 OF SE OF NW EXC E 885 FT THEREOF EXC RDS
Legal Range	03
Legal Township	19
Legal Section	12
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2010
Census Tract	71305

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4308 118TH ST E, TACOMA, WA 98446-4420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit TAPCO CU
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Dec 18, 2019	Deed of Trust, Mortgage · Line of Credit TAPCO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2025 · Amount on Record
Deed Sale	Aug 4, 2025 · Amount on Record
Prior Sale	Nov 25, 2015 · Amount on Record
Deed Document Number	2025290
Prior Transfer Date	May 11, 2005
Prior Transfer Doc	0000000443
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	4308 118TH ST E, TACOMA, WA 98446-4420
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	WFT NATIONAL TITLE, WFG NATL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010030115
Date	Oct 3, 2022
Instrument	202210030115

Lender

Name	TAPCO CU
Type	Credit Union
Address	TACOMA, WA 98466

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	4308 118TH ST E, TACOMA, WA 98446-4420
Document Number	2101190718
Instrument Date	Jan 6, 2021
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4308 118TH ST E TACOMA WA 984464420, TACOMA, WA 98446-4420

Mortgage

Document Number	2101190718
Date	Jan 19, 2021
Instrument	202101190718

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	4308 118TH ST E, TACOMA, WA 98446-4420
Document Number	1912230264
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4308 118TH ST E TACOMA WA 984464420, TACOMA, WA 98446-4420

Mortgage

Document Number	1912230264
Date	Dec 23, 2019
Instrument	201912230264

Lender

Name	TAPCO CU
Type	Credit Union
Address	TACOMA, WA 98466

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 22, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Franklin Pierce School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$778,200 (-1.14%) Land $368,700 Building $409,500	$778,200 (-1.14%) Land $368,700 Building $409,500
2025	$9,320.00 (+7.98%)	$787,200 (+5.65%) Land $362,800 Building $424,400	$787,200 (+5.65%) Land $362,800 Building $424,400
2024	$8,631.00 (-0.48%)	$745,100 (-4.88%) Land $355,300 Building $389,800	$745,100 (-4.88%) Land $355,300 Building $389,800
2023	$8,673.00	$783,300 Land $389,800 Building $393,500	$783,300 Land $389,800 Building $393,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMIT WATER & SUPPLY CO private · serves 19,125 people · EPA ID WA5385050
Water Source	Groundwater
Last State Inspection	May 2021
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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