Sacramento County property record for 4307 Stencar Dr, Fair Oaks, CA 95628
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,589 sqft · built 1960 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $354,000 (May 2016) |
| Tax Bill | $5,981 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Feb 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-0151-010-0000 |
| Primary APN | 242-0151-010-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,589 sqft Living Area |
| 1st Floor Area | 2,248 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4307 STENCAR DR |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-6938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | SKYLINE PARK 01, LOT 12 |
| Legal Subdivision | SKYLINE PARK 01 |
| Legal Lot Number | 12 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 8010 |
4307 Stencar Dr is owned and occupied by two individuals who bought it in May 2016.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4307 STENCAR DR, FAIR OAKS, CA 95628-6938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO |
| Feb 26, 2020 | Deed of Trust, Construction Loan · Construction Mortgage GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2016 · Amount on File |
| Deed Sale | May 4, 2016 · Amount on File |
| Deed Book / Page | 20160504 / 2505 |
| Prior Transfer Date | Sep 9, 2005 |
| Prior Transfer Doc | 0000001931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4307 STENCAR DR, FAIR OAKS, CA 95628-6938 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4307 STENCAR DR, FAIR OAKS, CA 95628-6938 |
| Document Number | 0000000154 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 202603020154 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Feb 26, 2020 |
| Property Address | 4307 STENCAR DR, FAIR OAKS, CA 95628-6938 |
| Document Number | 2002261009 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 2002261009 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4307 STENCAR DR FAIR OAKS CA 956286938, FAIR OAKS, CA 95628-6938 |
| Document Number | 2002261009 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 2002261009 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 25, 2050 |
The 2025 property tax bill for 4307 Stencar Dr was $5,981 with a homeowner's exemption, up 1.6% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $504,723 (+2%) Land $144,892 Building $359,831 | |
| 2025 | $5,981.00 (+1.58%) Homeowner's exemption | $494,827 Land $142,051 Building $352,776 |
| 2024 | $5,888.00 (+3.03%) | |
| 2023 | $5,715.00 (+0.4%) Homeowner's exemption | $475,614 Land $136,536 Building $339,078 |
| 2022 | $5,692.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4307 Stencar Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4307 Stencar Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Succeed.Net.
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