4307 Gator Trace Dr, Fort Pierce, FL 34982 Property Records

St. Lucie County property record for 4307 Gator Trace Dr, Fort Pierce, FL 34982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,398 sqft · built 2000
Lot Size	0.268 acres (11,700 sqft)
Owner	2 Owner Names on File
Last Sale	$30,000 (Mar 2000)
Tax Bill	$3,411 (2024)
Deeds & Mortgages	Oct 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2435-702-0005-000-2`

Property Details

APN / Parcel Number

Primary APN	`2435-702-0005-000-2`
Alternative APN	`33657`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,398 sqft Finished Area
1st Floor Area	2,398 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	11,700 sqft (0.268 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	252 sqft
Patio Area	119 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	33657
Street Address	4307 GATOR TRACE DR
City	FORT PIERCE
State	FL
Zip	34982-6806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED DE
Legal Description	GATOR TRACE S/D BLK A LOT 3 (OR 1284-2845)
Legal Range	40E
Legal Township	35S
Legal Section	35
Legal Subdivision	GATOR TRACE SUBDIVISION
Legal Block	A
Legal Lot Number	3
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	1
Census Block	1017
Census Tract	381401

Owner

The current owner of 4307 Gator Trace Dr bought it in March 2000.

Source: St. Lucie County records, as of November 24, 2025

Owner of Record	2 Owner Names on File
Mailing Address	4307 GATOR TRACE DR, FORT PIERCE, FL 34982-6806
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2000 · Amount on File
Deed Sale	Mar 9, 2000 · Amount on File
Deed Document Number	0128402845
Deed Book / Page	01284 / 02845
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	4307 GATOR TRACE DR, FORT PIERCE, FL 34982-6806
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4307 GATOR TRACE DR, FORT PIERCE, FL 34982-6806

Mortgage

Document Number	0049081247
Date	Oct 28, 2022
Book Page	4908/1247
Instrument	5115571

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	881 Months
Due	Mar 22, 2096

Interest

Rate Type	Adjustable Rate
Rate	7.07%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12%

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Municipality	Fort Pierce City
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$186,876	$381,600 Land $129,600 Building $252,000
2024	$3,411.00 (+2.86%)
2023	$3,316.00 (+3.24%) Additional exemption filed	$394,600 (+130.51%) Land $129,600 Building $265,000	$394,600 (+38.94%) Land $129,600 Building $265,000
2022	$3,212.00 Homeowner's exemption	$171,186	$284,000 Land $81,900 Building $202,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4307 Gator Trace Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	306 units insured incl. 240 condo units
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4307 Gator Trace Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Home Town Cable TV Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20