4307 Duncombe Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 4307 Duncombe Dr, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,059 sqft · built 1997
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Apr 2017)
Tax Bill$5,206 (2025)
Deeds & MortgagesMay 2020 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN088067-5992

Property Details

APN / Parcel Number

Primary APN088067-5992
Alternative APN
  • U18302137S000009000250

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,059 sqft Living Area
Gross Area3,025 sqft
1st Floor Area2,059 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2011
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,600 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeAttached
Garage Area668 sqft
Parking Spaces2 Parking Spaces
Pool Area364 sqft
PorchOpen Porch
Porch Area298 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0880675992
Street Address4307 DUNCOMBE DR
CityVALRICO
StateFL
Zip33596-7285
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBLOOMINGDALE SECTION AA GG UNIT 3 PHASE 2 LOT 25 BLOCK 9
Legal Range21E
Legal Township30S
Legal Section18
Legal SubdivisionBLOOMINGDALE SECTION AA GG UNIT 3 PHASE
Legal Phase2
Legal Tract37S
Legal Block9
Legal Lot Number25
Legal Unit3
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group3
Census Block3010
Census Tract13414

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4307 DUNCOMBE DR, VALRICO, FL 33596-7285
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG
Apr 10, 2017Warranty Deed, Transfer · FHA Mortgage
UMC MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2017 · Amount on Record
Deed SaleApr 10, 2017 · Amount on Record
Prior SaleMay 6, 2011 · Amount on Record
Deed Document Number2017138966
Deed Book / Page24862 / 783
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address4307 DUNCOMBE DR, VALRICO, FL 33596-7285
Document Number0000275415
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJul 27, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4307 DUNCOMBE DR VALRICO FL 335967285, VALRICO, FL 33596-7285

Mortgage

Document Number0000275415
DateJul 7, 2020
Instrument275415
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term324 Months
DueJul 6, 2047

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 10, 2017
Property Address4307 DUNCOMBE DR, VALRICO, FL 33596-7285
Document Number0000138966
Book / Page24862 / 0783
Map ReferenceMB78 PG36
Instrument DateApr 10, 2017
Instrument2017138966
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyALL AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1388 TODD PHILLIPS CT, 1388, CLARKSVILLE, TN 37042-7062

Transferred To (Grantee/Buyer)

NameVerified Name
Address4307 DUNCOMBE DR, VALRICO, FL 33596-7285

Mortgage

Document Number0000138967
DateApr 10, 2017
Instrument2017138967
Lender
NameUMC MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$286,164 (+2.7%)$383,830 (-2.13%) Land $105,600 Building $278,230
2025$5,206.00 (+12.85%) Homeowner's exemption$278,641 (+5.99%)$392,168 (+7.65%) Land $105,600 Building $286,568
2023$4,613.00 (+4.75%) Homeowner's exemption$262,901 (+3%)$364,313 (+4.12%) Land $96,000 Building $268,313
2022$4,404.00 Homeowner's exemption$255,244$349,896 Land $76,800 Building $273,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims4 (2011–2024)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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