4307 Cobalt Cross St, Katy, TX 77493 Property Records

Harris County property record for 4307 Cobalt Cross St, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,334 sqft · built 2014
Lot Size	0.202 acres (8,805 sqft)
Owner	2 Individual Names on File
Last Sale	$231,300 (Aug 2020)
Tax Bill	$7,349 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-870-001-0029`

Property Details

APN / Parcel Number

Primary APN	`134-870-001-0029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,334 sqft Living Area
1st Floor Area	3,334 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,805 sqft (0.202 acres)
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces
Pool Area	238 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1348700010029
Street Address	4307 COBALT CROSS ST
City	KATY
State	TX
Zip	77493-2090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 29 BLK 1 VENTANA LAKES SEC 2
Legal Subdivision	VENTANA LAKES SEC 2
Legal Block	1
Legal Lot Number	29
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2103
Census Tract	542902

Owner

4307 Cobalt Cross St is owned and occupied by two individuals who bought it in August 2020.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4307 COBALT CROSS ST, KATY, TX 77493-2090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Vendor's Lien, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jun 11, 2018	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Prior Sale	Apr 24, 2015 · Amount on File
Deed Document Number	2020363845
Prior Transfer Date	Jul 13, 2020
Prior Transfer Doc	0000363845
Record Updated	Oct 29, 2026

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Aug 11, 2020
Property Address	4307 COBALT CROSS ST, KATY, TX 77493-2090
Document Number	0000363845
Map Reference	MF 658288
Instrument Date	Jul 13, 2020
Instrument	2020-363845
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4307 COBALT CROSS ST, KATY, TX 77493-2090

Mortgage

Document Number	0000363846
Date	Aug 11, 2020
Instrument	2020-363846

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4307 COBALT CROSS ST, KATY, TX 77493-2090
Document Number	0000269292
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4307 COBALT CROSS ST KATY TX 774932090, KATY, TX 77493-2090

Mortgage

Document Number	0000269292
Date	Jun 18, 2018
Instrument	269292

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 17, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 4307 Cobalt Cross St was $7,349 with a homeowner's exemption, up 6.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,000 (-1.5%) Land $80,120 Building $404,880	$485,000 (-1.5%) Land $80,120 Building $404,880
2025	$7,349.00 (+6.85%) Homeowner's exemption Additional exemption filed	$492,367 Land $80,120 Building $412,247	$492,367 Land $80,120 Building $412,247
2024	$6,878.00
2023		$523,667 Land $80,120 Building $443,547	$523,667 Land $80,120 Building $443,547
2022	$5,805.00
2020	$4,992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4307 Cobalt Cross St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,172 in force
Nearby Flood Claims	14 (2016–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4307 Cobalt Cross St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 449 serves 7,179 people · EPA ID TX1013372
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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