4306 Water Edge, Harlingen, TX 78552 Property Records

Cameron County property record for 4306 Water Edge, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,290 sqft · built 2017
Lot Size	0.298 acres (12,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,769 (Sep 2026)
Tax Bill	$3,997 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2021 Mortgage
Flood Zone	Zone AO (high risk)
APN	`881923-0020-016000`

Property Details

APN / Parcel Number

Primary APN	`881923-0020-016000`
Alternative APN	`187483`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,290 sqft Living Area
Gross Area	4,062 sqft
1st Floor Area	2,890 sqft
2nd Floor Area	400 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	12,977 sqft (0.298 acres)
Garage Type	Attached
Garage Area	772 sqft
Driveway	Concrete Driveway
Driveway Area	1,374 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	352 sqft

Location & Zoning

Street Address	4306 WATER EDGE
City	HARLINGEN
State	TX
Zip	78552-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK B WATERS EDGE PHASE I
Legal Subdivision	WATERS EDGE PHASE I
Legal Block	B
Legal Lot Number	16
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1035
Census Tract	12104

Owner

Source: Cameron County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4306 WATER EDGE, HARLINGEN, TX 78552-2538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Feb 26, 2021	Vendor's Lien, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	202633481
Prior Transfer Date	Mar 12, 2005
Prior Transfer Doc	11173/201
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMERON TX
Recording Date	Sep 14, 2026
Property Address	4306 WATER EDGE, HARLINGEN, TX 78552-2538
Document Number	0000033481
Instrument Date	Sep 14, 2026
Instrument	202633481
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	SIERRA METRO TITLE, SIERRA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4306 WATER EDGE, HARLINGEN, TX 78552-2538

Mortgage

Document Number	0000033482,
Date	Sep 14, 2026
Instrument	202633482

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000033483,
Date	Sep 14, 2026
Instrument	202633483

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Feb 26, 2021
Property Address	4306 WATER EDGE, HARLINGEN, TX 78552-2538
Document Number	202107887
Map Reference	CAB I PG 2312B&2313A
Instrument Date	Feb 25, 2021
Instrument	2021-07887
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	RIO GRANDE VALLEY ABSTRACT, RIO GRANDE VALLEY ABSTRACT C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4306 WATER EDGE, HARLINGEN, TX 78552-2538
Investor	Possibly a Property Investor

Mortgage

Document Number	202107888
Date	Feb 26, 2021
Instrument	2021-07888

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,420 (-0.84%) Land $86,297 Building $372,123	$458,420 (-0.84%) Land $86,297 Building $372,123
2025	$3,997.00 (-43.33%)	$462,320 (-1.66%) Land $86,297 Building $376,023	$462,320 (-1.66%) Land $86,297 Building $376,023
2024	$7,053.00 (+4.83%)
2023	$6,728.00 (+2,373.53%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$470,120 Land $86,297 Building $383,823	$470,120 Land $86,297 Building $383,823
2022	$272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 247 policies
Nearby Flood Policies	247 in force
Nearby Flood Claims	18 (2018–2025)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: RGV Communications.

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