4306 Truman Rd, Memphis, TN 38108 Property Records

Shelby County property record for 4306 Truman Rd, Memphis, TN 38108

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 859 sqft · built 1984
Lot Size	0.227 acres (9,877 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Dec 2019)
Tax Bill	$718 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-3073-0-0043`

Property Details

APN / Parcel Number

Primary APN	`05-3073-0-0043`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	859 sqft Living Area
1st Floor Area	859 sqft
Utility Area	25 sqft
Family Room	Family Room

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Cottage
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,877 sqft (0.227 acres)
Lot Dimensions	115 ft deep x 69 ft wide
Porch	Open Porch
Porch Area	72 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4306 TRUMAN RD
City	MEMPHIS
State	TN
Zip	38108-3658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	WS WELLS STATION RD COR TRUMAN RD NW
Legal Subdivision	RESUB
Legal Lot Number	2
Jurisdiction	SHELBY TN
Township / Civil Division	6
Census Block Group	2
Census Block	2020
Census Tract	8800

Owner

4306 Truman Rd is owned and occupied by an individual who bought it in December 2019.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	4306 TRUMAN RD, MEMPHIS, TN 38108-3658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Warranty Deed, Transfer · FHA Mortgage CASTLE & COOKE MTG
May 11, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2019 · Amount on File
Deed Sale	Dec 26, 2019 · Amount on File
Prior Sale	Oct 17, 2001 · Amount on File
Deed Document Number	2019133250
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Dec 26, 2019
Property Address	4306 TRUMAN RD, MEMPHIS, TN 38108-3658
Document Number	0000133250
Instrument Date	Dec 18, 2019
Instrument	133250
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4306 TRUMAN RD MEMPHIS TN 381083658, MEMPHIS, TN 38108-3658

Mortgage

Document Number	133251
Date	Dec 26, 2019
Instrument	133251

Lender

Name	CASTLE & COOKE MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4306 TRUMAN RD, MEMPHIS, TN 38108-3658
Document Number	0000069949
Instrument Date	May 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4306 TRUMAN RD MEMPHIS TN 381083658, MEMPHIS, TN 38108-3658

Mortgage

Document Number	0000069949
Date	Jul 12, 2019
Instrument	69949

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4306 Truman Rd was $718.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$718.00	$26,725 Land $4,375 Building $22,350	$106,900 Land $17,500 Building $89,400
2023		$16,600 Land $1,650 Building $14,950
2022	$1,011.00
2021			$66,400 Land $6,600 Building $59,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4306 Truman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4306 Truman Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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