4306 Stonegate Dr, Midland, MI 48640 Property Records

Midland County property record for 4306 Stonegate Dr, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,060 sqft · built 2003
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Sep 2021)
Tax Bill	$6,500 (2024)
Deeds & Mortgages	Nov 2022 Transfer Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-06-50-516`

Property Details

APN / Parcel Number

Primary APN	`14-06-50-516`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,060 sqft Living Area
1st Floor Area	2,060 sqft
Basement Area	2,060 sqft
Unfinished Basement	2,059 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	140 ft deep x 89 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4306 STONEGATE DR
City	MIDLAND
State	MI
Zip	48640-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3
Legal Description	LOT 9 STONEGATE MANOR FIRST AMENDED MASTER DEED L822 PAGES 335 THRU 382
Legal Subdivision	STONEGATE MANOR FIRST AMD
Legal Lot Number	9
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4005
Census Tract	291000

Owner

4306 Stonegate Dr is owned and occupied by two individuals who acquired it in October 2022.

Source: Midland County records, as of March 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4306 STONEGATE DR, MIDLAND, MI 48640-3114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Intrafamily Transfer, Transfer
Sep 8, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on File
Deed Sale	Sep 8, 2021 · Amount on File
Deed Book / Page	1649 / 727
Last Transfer Date	Oct 19, 2022
Transfer Doc	001661/432
Record Updated	Jun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Nov 8, 2022
Property Address	4306 STONEGATE DR, MIDLAND, MI 48640-3114
Document Number	001661/432
Book / Page	1661 / 432
Map Reference	LB 626 PG 1395
Instrument Date	Oct 1, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4306 STONEGATE DR, 4306, MIDLAND, MI 48640-3114

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4306 STONEGATE DR, MIDLAND, MI 48640-3114

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 8, 2021
Property Address	4306 STONEGATE DR, MIDLAND, MI 48640-3114
Document Number	1649/727
Book / Page	1649 / 727
Instrument Date	Sep 3, 2021
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,362.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7045 W 20TH ST, 7045, FREMONT, MI 49412-8604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4306 STONEGATE DR, MIDLAND, MI 48640-3114

Mortgage

Document Number	1649728
Date	Sep 8, 2021
Instrument	1649/728

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$202,600	$405,200
2024	$6,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4306 Stonegate Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	17 (1986–2020)
Claims Outside the SFHA	4 of 17
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4306 Stonegate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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