4306 S Bernson Ln, Spokane, WA 99223 Property Records

Spokane County property record for 4306 S Bernson Ln, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,128 sqft · built 2017
Lot Size	0.372 acres (16,208 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,750 (Jun 2016)
Tax Bill	$6,463 (2026)
Deeds & Mortgages	Mar 2023 Transfer Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35354.0732`

Property Details

APN / Parcel Number

Primary APN	`35354.0732`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
Gross Area	3,909 sqft
1st Floor Area	944 sqft
2nd Floor Area	1,184 sqft
Basement Area	944 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,208 sqft (0.372 acres)
Garage Type	Attached
Garage Area	837 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	180 sqft
Canopy	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	4306 S BERNSON LN
City	SPOKANE
State	WA
Zip	99223-4652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	TRICKLE CREEK 2ND ADD: A PORTION OF BLOCK 2, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHWEST CORNER OF LOT 4 OF SAID BLOCK 2; THENCE NORTH 881054 EAST, 110.00 FEET ALONG THE NORTH LINE OF SAID BLOCK 2; THENCE SOUTH 203906 EAST, 141
Legal Subdivision	TRICKLE CREEK 2ND ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1011
Census Tract	13401

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4306 S BERNSON LN, SPOKANE, WA 99223-4652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Transfer on Death Deed, Transfer
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 28, 2016	Loan Modification, Mortgage GLOBAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2016 · Amount on Record
Deed Sale	Jun 8, 2016 · Amount on Record
Deed Document Number	20166504430
Last Transfer Date	Jan 20, 2023
Transfer Doc	0007274528
Record Updated	Oct 29, 2026

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 24, 2023
Property Address	4306 S BERNSON LN, SPOKANE, WA 99223-4652
Document Number	0007274528
Instrument Date	Jan 20, 2023
Instrument	7274528
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4306 S BERNSON LN, SPOKANE, WA 99223-4652

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4306 S BERNSON LN, SPOKANE, WA 99223-4652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006642588
Date	Sep 25, 2017
Instrument	6642588

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4306 S BERNSON LN, SPOKANE, WA 99223-4652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006990389
Date	Nov 4, 2020
Instrument	6990389

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4306 S BERNSON LN, SPOKANE, WA 99223-4652
Document Number	0006918667
Instrument Date	Apr 18, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4306 S BERNSON LN SPOKANE WA 992234652, SPOKANE, WA 99223-4652

Mortgage

Document Number	0006918667
Date	May 8, 2020
Instrument	6918667

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 7, 2040

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	4306 S BERNSON LN, SPOKANE, WA 99223-4652
Document Number	0006568709
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Jan 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006568709
Date	Jan 5, 2017
Instrument	6568709

Lender

Name	GLOBAL FCU
Type	Credit Union
Address	SPOKANE, WA 99201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,463.00 (-13.49%)	$646,600 (-8.36%) Land $150,000 Building $496,600	$646,600 (-8.36%) Land $150,000 Building $496,600
2025	$7,471.00 (+5%)
2024		$705,600 (+30.26%) Land $104,000 Building $601,600	$705,600 (+30.26%) Land $104,000 Building $601,600
2023	$7,115.00 (+6.48%)	$541,700 Land $104,000 Building $437,700	$541,700 Land $104,000 Building $437,700
2022	$6,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 70% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile.

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