4306 Richmond Rd, Ringwood, IL 60072 Property Records

McHenry County property record for 4306 Richmond Rd, Ringwood, IL 60072

Property Summary

Property Type	Single Family Home
Details	7 ba · 2,694 sqft · built 1999
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on File
Last Sale	$474,000 (Nov 2020)
Deeds & Mortgages	Apr 2017 Reverse Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-10-400-010`

Property Details

APN / Parcel Number

Primary APN	`09-10-400-010`

Interior

Full Baths	7 Baths
Half Baths	5 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,694 sqft Living Area
Gross Area	4,514 sqft
1st Floor Area	1,678 sqft
Basement Area	1,612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Lot Area	304,920 sqft (7 acres)
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	376 sqft
Patio Area	443 sqft
Shed	1 Shed
Shed Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4306 RICHMOND RD
City	RINGWOOD
State	IL
Zip	60072-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0051178 PC 350FT X 871.20FT LYING NELY OF RT 31 PT SE1/4
Legal Range	08E
Legal Township	45N
Legal Section	10
Legal Block	400
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2035
Census Tract	870703

Owner

Source: McHenry County records · APN 09-10-400-010

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4306 RICHMOND RD, RINGWOOD, IL 60072-9509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2017	Deed of Trust, Mortgage · Reverse Mortgage THE FEDERAL SAVINGS BANK
Nov 25, 2020	Deed, Transfer · Conventional Mortgage INLAND BANK & TRUST
Mar 31, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Aug 22, 2001
Deed Document Number	2020R0051178
Record Updated	Jun 07, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4306 RICHMOND RD, RINGWOOD, IL 60072-9509
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012807
Date	Apr 12, 2017
Instrument	2017R0012807

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	796 Months
Due	Aug 06, 2083

Interest

Rate Type	Adjustable Rate
Rate	5.17%
Type Change Date	Apr 01, 2018
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 25, 2020
Property Address	4306 RICHMOND RD, RINGWOOD, IL 60072-9509
Document Number	0000051178
Instrument Date	Oct 27, 2020
Instrument	2020R0051178
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$474.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4306 RICHMOND RD, RINGWOOD, IL 60072-9509

Mortgage

Document Number	0000051179
Date	Nov 25, 2020
Instrument	2020R0051179

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4306 RICHMOND RD, RINGWOOD, IL 60072-9509
Document Number	0000012808
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Jan 09, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4306 RICHMOND RD RINGWOOD IL 600729642, RINGWOOD, IL 60072-9642

Mortgage

Document Number	0000012808
Date	Apr 12, 2017
Instrument	12808

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	792 Months
Due	Apr 11, 2083

Interest

Rate Type	Adjustable Rate
Rate	5.17%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$215,367 Land $69,496 Building $145,871	$646,101 Land $208,488 Building $437,613

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · DSL · Fixed Wireless	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
American Heartland Fiber Networks Fixed Wireless	60 / 10
JAB Wireless Fixed Wireless	25 / 5
Frontier DSL	10 / 1

Based on FCC filings for 33 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Richmond Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures