4306 Pine Lake Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4306 Pine Lake Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,208 sqft · built 1976
Lot Size0.203 acres (8,886 sqft)
OwnerIndividual Name on File
Last Sale$419,000 (May 2025)
Tax Bill$3,297 (2025)
Flood ZoneZone X (minimal risk)
APN82716

Property Details

APN / Parcel Number

Primary APN82716
Alternative APN
  • 042630091000010020

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,208 sqft Heated Area
Gross Area2,808 sqft
1st Floor Area1,370 sqft
Upper Floors Area586 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Exterior MaterialVinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,886 sqft (0.203 acres)
Lot Dimensions110 ft deep x 82 ft wide
Garage TypeFinished
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area49 sqft
PorchEnclosed Porch
Porch Area252 sqft
Deck Area232 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number82716
Street Address4306 PINE LAKE DR
CitySAINT CLOUD
StateFL
Zip34769-1614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE LAKE ESTATES UNIT B PB 2 PG 147 LOT 2 09-26-30
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionPINE LAKE ESTATE
Legal Tract910
Legal Block1
Legal Lot Number2,9 9
Legal UnitB
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43208

Owner

Source: Osceola County records · APN 82716

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4306 PINE LAKE DR, SAINT CLOUD, FL 34769-1614
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 05, 2025 · Amount on Record
Deed SaleMay 05, 2025 · Amount on Record
Prior SaleJan 31, 2025 · Amount on Record
Deed Document Number2025056919
Deed Book / Page6782 / 2690
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,297.00 (+6.91%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$243,762 (+5.99%)$358,900 (-2.31%) Land $65,000 Building $293,900
2023$3,084.00 (+1.21%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$229,994 (+3%)$367,400 (+15.32%) Land $60,000 Building $307,400
2022$3,047.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$223,296$318,600 Land $55,000 Building $263,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured (6 under condo master policies)
24 of 29 individual policies on primary residences

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Pine Lake Dr

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