4306 Mount Carmel Ln, Melbourne, FL 32901 Property Records

Brevard County property record for 4306 Mount Carmel Ln, Melbourne, FL 32901

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 1999
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Feb 2024)
Tax Bill$3,704 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-15-56-A-14

Property Details

APN / Parcel Number

Primary APN28-37-15-56-A-14
Alternative APNs
  • 28-37-15-56-0000A.0-0014.00
  • 2853306

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,600 sqft Living Area
Gross Area1,985 sqft
1st Floor Area1,600 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage TypeAttached
Garage Area360 sqft
PorchFinished/Open Porch
Porch Area25 sqft
Patio Area145 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2853306
Street Address4306 MOUNT CARMEL LN
CityMELBOURNE
StateFL
Zip32901-8666
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionEAGLE LAKE LOT 14 BLK A
Legal Range37E
Legal Township28S
Legal Section15
Legal SubdivisionEAGLE LAKE
Legal BlockA
Legal Lot Number14
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2002
Census Tract65127

Owner

4306 Mount Carmel Ln is owned and occupied by an individual who bought it in February 2024.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address4306 MOUNT CARMEL LN, MELBOURNE, FL 32901-8666
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2024Warranty Deed, Transfer · Conventional Mortgage
DYBN FINANCIAL CORP
Jan 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 19, 2024 · Amount on File
Deed SaleFeb 19, 2024 · Amount on File
Prior SaleFeb 10, 2009 · Amount on File
Deed Document Number202434151
Deed Book / Page9995 / 2192
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateFeb 19, 2024
Property Address4306 MOUNT CARMEL LN, MELBOURNE, FL 32901-8666
Document Number0099952192
Book / Page9995 / 2192
Map ReferenceMB 43 PG 55&56
Instrument DateFeb 16, 2024
Instrument2024034151
Transaction TypeTransfer
Record UpdatedMar 7, 2024
Title CompanyFLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1408 STONE GATE BLVD, ELKTON, MD 21921-4084

Transferred To (Grantee/Buyer)

NameVerified Name
Address4306 MOUNT CARMEL LN, MELBOURNE, FL 32901-8666

Mortgage

Document Number0099952194
DateFeb 19, 2024
Instrument9995/2194
Lender
NameDYBN FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4306 MOUNT CARMEL LN, MELBOURNE, FL 32901-8666
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4306 MOUNT CARMEL LN, MELBOURNE, FL 32901-8666

Mortgage

Document Number0089862111
DateJan 20, 2021
Book Page8986/2111
Instrument2021014064
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4306 Mount Carmel Ln was $3,704 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,560 (-13.48%)$211,560 (-13.48%)
2025$3,704.00 Homeowner's exemption$244,530 Land $60,000 Building $184,530$244,530 Land $60,000 Building $184,530
2023$780.00 (+10.8%) Homeowner's exemption$79,270 (+2.99%)$245,890 (+11.52%) Land $45,000 Building $200,890
2022$704.00 Homeowner's exemption$76,970$220,480 Land $40,000 Building $180,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4306 Mount Carmel Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4306 Mount Carmel Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

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