4306 Emerald Ln, Indian Trail, NC 28079 Property Records

Union County property record for 4306 Emerald Ln, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,120 sqft · built 1993
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$320,500 (Dec 2021)
Tax Bill	$2,060 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07-066-078`

Property Details

APN / Parcel Number

Primary APN	`07-066-078`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,520 sqft
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4306 EMERALD LN
City	INDIAN TRAIL
State	NC
Zip	28079-9424
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#15 ASHE CROFT PHI OPCD105
Legal Subdivision	ASHE CROFT
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2002
Census Tract	20312

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9200 E HAMPTON DR, CAPITOL HEIGHTS, MD 20743-3828
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 24, 2022	Intrafamily Transfer, Transfer
Dec 9, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Oct 14, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Oct 14, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 30, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Prior Sale	Oct 14, 2021 · Amount on Record
Deed Document Number	202158029
Deed Book / Page	8339 / 191
Prior Transfer Date	Nov 19, 2004
Prior Transfer Doc	0000049584
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4306 EMERALD LN, INDIAN TRAIL, NC 28079-9424
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4306 EMERALD LN, INDIAN TRAIL, NC 28079-9424

Mortgage

Document Number	0008046747
Date	Mar 31, 2021
Book Page	8046/747
Instrument	15030

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Sep 1, 2049

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	May 24, 2022
Property Address	4306 EMERALD LN, INDIAN TRAIL, NC 28079-9424
Document Number	0000848517
Book / Page	8485 / 17
Instrument Date	May 18, 2022
Instrument	18904
Transaction Type	Transfer
Record Updated	Jun 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9200 E HAMPTON DR, 9200, CAPITOL HEIGHTS, MD 20743-3820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9200 E HAMPTON DR, CAPITOL HEIGHTS, MD 20743-3820

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 9, 2021
Property Address	4306 EMERALD LN, INDIAN TRAIL, NC 28079-9424
Document Number	0008339191
Book / Page	8339 / 191
Map Reference	CAB D FILE 105
Instrument Date	Dec 6, 2021
Instrument	58029
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$641.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9200 E HAMPTON DR, CAPITOL HEIGHTS, MD 20743-3820
Investor	Possibly a Property Investor

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 14, 2021
Property Address	4306 EMERALD LN, INDIAN TRAIL, NC 28079-9424
Document Number	828080
Book / Page	8280 / 80
Map Reference	CAB D FILE 32
Instrument Date	Oct 14, 2021
Instrument	49197
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$544.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 S WAVERLEY ST, 214, STAUNTON, VA 24401-3864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85281-0976
Investor	Possibly a Property Investor

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 14, 2021
Property Address	4306 EMERALD LN, INDIAN TRAIL, NC 28079-9424
Document Number	0000828080
Book / Page	8280 / 80
Map Reference	CAB D FILE 32
Instrument Date	Oct 14, 2021
Instrument	49197
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$544.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 S WAVERLEY ST, STAUNTON, VA 24401-3864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4306 EMERALD LN, INDIAN TRAIL, NC 28079-9424
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4306 EMERALD LN, INDIAN TRAIL, NC 28079-9424

Mortgage

Document Number	8046747
Date	Mar 31, 2021
Book Page	8046/747
Instrument	15030

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Sep 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 30, 2019
Property Address	4306 EMERALD LN, INDIAN TRAIL, NC 28079-9424
Document Number	0007454640
Book / Page	7454 / 640
Map Reference	CAB D FILE 105
Instrument Date	Aug 29, 2019
Instrument	0026150
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12020 IREDELL, 12020, CHAPEL HILL, NC 27517-8550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4306 EMERALD LN, INDIAN TRAIL, NC 28079-9424

Mortgage

Document Number	0000026151
Date	Aug 30, 2019
Instrument	0026151

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,600 (-) Land $69,800 Building $240,800	$310,600 (-) Land $69,800 Building $240,800
2025	$2,060.00 (+31.21%)	$310,600 (+68.44%) Land $69,800 Building $240,800	$310,600 (+68.44%) Land $69,800 Building $240,800
2023	$1,570.00	$184,400 Land $38,900 Building $145,500	$184,400 Land $38,900 Building $145,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1995–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Emerald Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures