Carteret County property record for 4305 Ward Dr, Morehead City, NC 28557
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,917 sqft · built 1996 |
| Lot Size | 0.596 acres (25,962 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $289,000 (May 2010) |
| Tax Bill | $1,348 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6366.12.86.8654000 |
| Primary APN | 6366.12.86.8654000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,917 sqft Heated Area |
| Gross Area | 3,475 sqft |
| 1st Floor Area | 1,917 sqft |
| Utility Area | 252 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,962 sqft (0.596 acres) |
| Lot Dimensions | 240 ft deep x 122 ft wide |
| Garage Type | Unfinished |
| Porch | Slab |
|---|---|
| Porch Area | 256 sqft |
| Patio Area | 27 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Utility Building | 101 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 42707 |
|---|---|
| Street Address | 4305 WARD DR |
| City | MOREHEAD CITY |
| State | NC |
| Zip | 28557-6275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L64 S3 NORTHWOODS |
| Legal Subdivision | NORTHWOODS |
| Legal Block | 86 |
| Legal Lot Number | 64 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 970501 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4305 WARD DR, MOREHEAD CITY, NC 28557-6275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2010 · Amount on Record |
| Deed Sale | May 26, 2010 · Amount on Record |
| Deed Document Number | 20101342396 |
| Deed Book / Page | 1342 / 396 |
| Prior Transfer Date | Feb 9, 2007 |
| Prior Transfer Doc | 0012100206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 4305 WARD DR, MOREHEAD CITY, NC 28557-6275 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0017550155 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 1755/155 |
| Instrument | 1755155 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $416,700 (-) Land $78,193 Building $338,507 | $416,700 (-) Land $78,193 Building $338,507 | |
| 2025 | $1,348.00 (+16.51%) | $416,700 (+81.9%) Land $78,193 Building $338,507 | $416,700 (+81.9%) Land $78,193 Building $338,507 |
| 2023 | $229,083 Land $64,111 Building $164,972 | $229,083 Land $64,111 Building $164,972 | |
| 2022 | $1,157.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 10 (2005–2019) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 91% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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