4305 Versailles Dr, Modesto, CA 95356 Property Records

Stanislaus County property record for 4305 Versailles Dr, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,423 sqft · built 2003
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Jul 2004)
Tax Bill	$8,565 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-021-048-000`

Property Details

APN / Parcel Number

Primary APN	`046-021-048-000`
Alternative APNs	`0462148000` `0462148`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,423 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	7,841 sqft (0.18 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4305 VERSAILLES DR
City	MODESTO
State	CA
Zip	95356-8940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A210UT
Legal Description	CHATEAU PROVENCE PHASE 2 (39M13)
Legal Subdivision	CHATEAU PROVENCE PH 02
Legal Block	3
Legal Lot Number	1
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3011
Census Tract	511

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4305 VERSAILLES DR, MODESTO, CA 95356-8940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2004 · Amount on Record
Deed Sale	Jul 28, 2004 · Amount on Record
Prior Sale	Jan 15, 2004 · Amount on Record
Deed Document Number	2004121234
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Apr 28, 2026
Property Address	4305 VERSAILLES DR, MODESTO, CA 95356-8940
Document Number	0000023279
Instrument Date	Apr 21, 2026
Instrument	202623279
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 VERSAILLES DR, MODESTO, CA 95356-8940

Mortgage

Document Number	0000023279,
Date	Apr 28, 2026
Instrument	202623279

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4305 VERSAILLES DR, MODESTO, CA 95356-8940
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 VERSAILLES DR, MODESTO, CA 95356-8940

Mortgage

Document Number	0000103502
Date	Nov 5, 2021
Instrument	2021-0103502

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4305 VERSAILLES DR, MODESTO, CA 95356-8940
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085658
Date	Dec 5, 2019
Instrument	2019-0085658

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Stanislaus Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,565.00 (+2.07%) Homeowner's exemption	$696,660 (+2%) Land $174,871 Building $521,789
2025	$8,391.00 (+5.56%) Homeowner's exemption	$683,001 (+4.04%) Land $171,443 Building $511,558
2023	$7,949.00 (+12.39%) Homeowner's exemption	$656,482 Land $164,787 Building $491,695
2022	$7,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ayera Technologies, Verizon.

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