St. Johns County property record for 4305 Turnbull Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,687 sqft · built 1995 |
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $468,000 (Jul 2021) |
| Tax Bill | $5,600 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2025 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028661-2010 |
| Primary APN | 028661-2010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,687 sqft Living Area |
| Gross Area | 2,413 sqft |
| 1st Floor Area | 1,687 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 117,612 sqft (2.7 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4305 TURNBULL DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | 25/1-2 TURNBULL WOODS LOT 1 BLOCK 2 OR5309/556 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | TURNBULL WOODS |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20906 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4305 TURNBULL DR, SAINT AUGUSTINE, FL 32092-0746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Mar 26, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Jul 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Apr 1, 2019 | Warranty Deed, Transfer · Conventional with PMI TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2021 · Amount on Record |
| Deed Sale | Jul 2, 2021 · Amount on Record |
| Prior Sale | Apr 1, 2019 · Amount on Record |
| Deed Document Number | 202174235 |
| Deed Book / Page | 5309 / 556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 4305 TURNBULL DR, SAINT AUGUSTINE, FL 32092-0746 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | EXECUTIVE TITLE |
| Name | Verified Name |
|---|---|
| Address | 4305 TURNBULL DR, SAINT AUGUSTINE, FL 32092-0746 |
| Document Number | 0051790568 |
|---|---|
| Date | Feb 15, 2021 |
| Book Page | 5179/568 |
| Instrument | 2021016488 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 4305 TURNBULL DR, SAINT AUGUSTINE, FL 32092-0746 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4305 TUMBULL DR, SAINT AUGUSTINE, FL 32092 |
| Document Number | 0061191777 |
|---|---|
| Date | Mar 26, 2025 |
| Book Page | 6119/1777 |
| Instrument | 2025023530 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 2, 2021 |
| Property Address | 4305 TURNBULL DR, SAINT AUGUSTINE, FL 32092-0746 |
| Document Number | 0053090556 |
| Book / Page | 5309 / 556 |
| Map Reference | MB 25 PG 1&2 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 2021074235 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,276.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 268 DECOY RD, GREEN COVE SPRINGS, FL 32043-4937 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4305 TURNBULL DR, ST AUGUSTINE, FL 32092-0746 |
| Document Number | 0005309558 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 5309/558 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 1, 2019 |
| Property Address | 4305 TURNBULL DR, SAINT AUGUSTINE, FL 32092-0746 |
| Document Number | 0047020712 |
| Book / Page | 004702 / 000712 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 21843 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2019 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,449.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4305 TURNBULL DR ST AUGUSTINE FL 320920746, ST AUGUSTINE, FL 32092-0746 |
| Document Number | 47020714 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | 004702/000714 |
| Instrument | 21844 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,340 (+2.7%) | $532,661 (+0.16%) Land $155,000 Building $377,661 | |
| 2025 | $5,600.00 (+12.09%) Homeowner's exemption | $429,737 (+2.9%) | $531,810 (+1.84%) Land $155,000 Building $376,810 |
| 2024 | $4,996.00 (+11.15%) Homeowner's exemption | $417,626 (+11.81%) | $522,182 (+1.02%) Land $155,000 Building $367,182 |
| 2023 | $4,495.00 (+2.77%) Homeowner's exemption | $373,515 (+3%) | $516,901 (+17.59%) Land $155,000 Building $361,901 |
| 2022 | $4,374.00 Homeowner's exemption | $362,636 | $439,579 Land $100,800 Building $338,779 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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