4305 Sconce, Williamsburg, VA 23188 Property Records

James City County property record for 4305 Sconce, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 2018
Lot Size	0.037 acres (1,612 sqft)
Owner	Individual Name on Record
Last Sale	$258,000 (Mar 2022)
Tax Bill	$1,893 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-2 11-0-0161`

Property Details

APN / Parcel Number

Primary APN	`23-2 11-0-0161`
Alternative APN	`35200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	1,612 sqft (0.037 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	35200
Street Address	4305 SCONCE
City	WILLIAMSBURG
State	VA
Zip	23188-2068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR PLANNED UNIT DEVELOP
Legal Description	L-161 PH-4 VILLAGE AT CANDLE STATION
Legal Subdivision	VILLAGE AT CANDLE STATION
Legal Phase	4
Legal Lot Number	161
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	4
Census Block	4049
Census Tract	80402

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13117 LADYBANK LN, HERNDON, VA 20171-4052
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · SBA Mortgage UNITED MIDWEST SAVINGS BANK NA
Mar 17, 2022	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 30, 2020	Deed of Trust, Mortgage PENNYMAC
Aug 31, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI NVR MTG FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	202204213
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4305 SCONCE, WILLIAMSBURG, VA 23188-2068
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13117 LADYBANK LN, HERNDON, VA 20171-4052

Mortgage

Document Number	0202512668
Date	Sep 3, 2025
Instrument	202512668

Lender

Name	UNITED MIDWEST SAVINGS BANK NA
Type	Bank
Address	WESTERVILLE, OH 43082

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Aug 28, 2035

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 17, 2022
Property Address	4305 SCONCE, WILLIAMSBURG, VA 23188-2068
Document Number	0202204213
Instrument Date	Mar 14, 2022
Instrument	202204213
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13117 LADYBANK LN, HERNDON, VA 20171-4052

Mortgage

Document Number	0202204214
Date	Mar 17, 2022
Instrument	202204214

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4305 SCONCE, WILLIAMSBURG, VA 23188-2068
Document Number	0000018963
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 SCONCE WILLIAMSBURG VA 231882068, WILLIAMSBURG, VA 23188-2068

Mortgage

Document Number	0000018963
Date	Nov 5, 2020
Instrument	18963

Lender

Name	PENNYMAC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 31, 2018
Property Address	4305 SCONCE, WILLIAMSBURG, VA 23188-2068
Document Number	0000014057
Instrument Date	Aug 24, 2018
Instrument	14057
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 SCONCE WILLIAMSBURG VA 231882068, WILLIAMSBURG, VA 23188-2068

Mortgage

Document Number	14058
Date	Aug 31, 2018
Instrument	14058

Lender

Name	NVR MTG FIN
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	14059,
Date	Aug 31, 2018
Instrument	14059

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,893.00 (+6.41%)	$228,100 (+20.12%) Land $53,800 Building $174,300	$228,100 (+20.12%) Land $53,800 Building $174,300
2024	$1,779.00 (+12.88%)
2023	$1,576.00	$189,900 Land $51,200 Building $138,700	$189,900 Land $51,200 Building $138,700
2022	$1,576.00 (+9.6%)
2019	$1,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2022–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sconce

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