Lincoln County property record for 4305 Sailview Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,591 sqft · built 2007 |
| Lot Size | 0.544 acres (23,697 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Apr 2016) |
| Tax Bill | $4,232 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4615-23-6674 |
| Primary APN | 4615-23-6674 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,591 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 23,697 sqft (0.544 acres) |
| Pool Area | 208 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 213077 |
|---|---|
| Street Address | 4305 SAILVIEW DR |
| City | DENVER |
| State | NC |
| Zip | 28037-7021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #366 LT SAILVIEW PH3MAP5 |
| Legal Subdivision | SAILVIEW PH3 |
| Legal Lot Number | 366 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 71203 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Terrell Historic District listed 1986 · 11 contributing resources · NRIS 86001685 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4305 SAILVIEW DR, DENVER, NC 28037-7021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| May 14, 2021 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2016 · Amount on Record |
| Deed Sale | Apr 6, 2016 · Amount on Record |
| Prior Sale | Nov 27, 2006 · Amount on Record |
| Deed Document Number | 2016545538 |
| Deed Book / Page | 2578 / 873 |
| Prior Transfer Date | Aug 9, 2011 |
| Prior Transfer Doc | 0022640081 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 4305 SAILVIEW DR, DENVER, NC 28037-7021 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4305 SAILVIEW DR, DENVER, NC 28037-7021 |
| Document Number | 0003014482 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 3014/482 |
| Instrument | 626532 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | NEWLAND, NC 28657 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Feb 4, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 4305 SAILVIEW DR, DENVER, NC 28037-7021 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4305 SAILVIEW DR, DENVER, NC 28037-7021 |
| Document Number | 0003041470 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 3041/470 |
| Instrument | 631290 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,232.00 (+0.64%) | $672,052 (-) Land $102,000 Building $570,052 | $672,052 (-) Land $102,000 Building $570,052 |
| 2025 | $4,205.00 (+0.79%) | $672,052 (-) Land $102,000 Building $570,052 | $672,052 (-) Land $102,000 Building $570,052 |
| 2023 | $4,172.00 | $672,052 Land $102,000 Building $570,052 | $672,052 Land $102,000 Building $570,052 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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