Rutherford County property record for 4305 Ruston Ct, Murfreesboro, TN 37128
| Property Type | Single Family Home |
|---|---|
| Details | 1,809 sqft · built 2014 |
| Owner | 2 Individual Names on Record |
| Last Sale | $258,150 (Mar 2019) |
| Tax Bill | $1,418 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 137N-A-043.00-000 |
| Primary APN | 137N-A-043.00-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 9 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,809 sqft Living Area |
| 1st Floor Area | 2,782 sqft |
| Upper Floors Area | 838 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Dimensions | 163 ft deep x 119 ft wide |
| Garage Type | Attached |
| Garage Area | 1,127 sqft |
| Porch | Slab |
| Patio Area | 144 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | R0107411 |
|---|---|
| Street Address | 4305 RUSTON CT |
| City | MURFREESBORO |
| State | TN |
| Zip | 37128-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 116 RIDGESIDE SEC 1 PB 37 PG 73 SPLIT OFF 137-46 FOR 2014 119.5 X 163.03 IRR |
| Legal Subdivision | RIDGESIDE SEC 1 |
| Legal Lot Number | 116 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 40703 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4305 RUSTON CT, MURFREESBORO, TN 37128-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2023 | Deed of Trust, Mortgage · Line of Credit ASCEND FCU |
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Mar 15, 2019 | Warranty Deed, Transfer · FHA Mortgage LEGENDS BK |
| Jul 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage LENDINGHOME FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2019 · Amount on Record |
| Deed Sale | Mar 15, 2019 · Amount on Record |
| Prior Sale | Jul 5, 2018 · Amount on Record |
| Deed Document Number | 20195553 |
| Deed Book / Page | 1755 / 2171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 4305 RUSTON CT, MURFREESBORO, TN 37128-2102 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0023153708 |
|---|---|
| Date | Feb 2, 2023 |
| Book Page | 2315/3708 |
| Instrument | 2481907 |
| Name | ASCEND FCU |
|---|---|
| Type | Credit Union |
| Address | TULLAHOMA, TN 37388 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 4305 RUSTON CT, MURFREESBORO, TN 37128-2102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0021803879 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 2180/3879 |
| Instrument | 2410676 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 4305 RUSTON CT, MURFREESBORO, TN 37128-2102 |
| Document Number | RB18901458 |
| Instrument Date | Apr 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4305 RUSTON CT MURFREESBORO TN 371282102, MURFREESBORO, TN 37128-2102 |
| Document Number | RB18901458 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 001890/001458 |
| Instrument | 2268846 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Mar 15, 2019 |
| Property Address | 4305 RUSTON CT, MURFREESBORO, TN 37128-2102 |
| Document Number | RB17552171 |
| Book / Page | 001755 / 002171 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 2195553 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $955.16 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4305 RUSTON CT MURFREESBORO TN 371282102, MURFREESBORO, TN 37128-2102 |
| Document Number | RB17552173 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 001755/002173 |
| Instrument | 2195554 |
| Name | LEGENDS BK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, TN 37040 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Jul 5, 2018 |
| Property Address | 4305 RUSTON CT, MURFREESBORO, TN 37128-2102 |
| Document Number | RB16892081 |
| Book / Page | 001689 / 002081 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 2154967 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.63 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 17197 N LAUREL PARK DR #340 LIVONIA MI 481527913, 340, LIVONIA, MI 48152-7913 |
| Investor | Possibly a Property Investor |
| Document Number | RB16892083 |
|---|---|
| Date | Jul 5, 2018 |
| Book Page | 001689/002083 |
| Instrument | 2154968 |
| Name | LENDINGHOME FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN FRANCISCO, CA 94104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,475 (+26.29%) Land $27,500 Building $67,975 | $381,900 (+26.29%) Land $110,000 Building $271,900 | |
| 2025 | $1,418.00 | $75,600 (-) Land $13,750 Building $61,850 | |
| 2023 | $1,418.00 | $75,600 Land $13,750 Building $61,850 | $302,400 (-) Land $55,000 Building $247,400 |
| 2022 | $302,400 Land $55,000 Building $247,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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