4305 Riverside Dr, Lorain, OH 44055 Property Records

Lorain County property record for 4305 Riverside Dr, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,202 sqft · built 1956
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$1,511 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-00-078-118-002`

Property Details

APN / Parcel Number

Primary APN	`03-00-078-118-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,202 sqft Living Area
1st Floor Area	1,202 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	115 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	718 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	286 sqft
Patio Area	160 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4305 RIVERSIDE DR
City	LORAIN
State	OH
Zip	44055-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 3 55 X 115
Legal Subdivision	HOMEWOOD THIRD ADDITION
Legal Block	118
Legal Lot Number	694
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	4
Census Block	4003
Census Tract	97500

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4305 RIVERSIDE DR, LORAIN, OH 44055-3722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Feb 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Mar 20, 2009
Last Transfer Date	Feb 16, 2017
Transfer Doc	0000619292
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4305 RIVERSIDE DR, LORAIN, OH 44055-3722
Document Number	0000669784
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 RIVERSIDE DR LORAIN OH 440553722, LORAIN, OH 44055-3722

Mortgage

Document Number	0000669784
Date	Apr 26, 2018
Instrument	669784

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Interest

Rate Type	Adjustable Rate

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 16, 2017
Property Address	4305 RIVERSIDE DR, LORAIN, OH 44055-3722
Document Number	0000619292
Instrument Date	Oct 25, 2016
Instrument	619292
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 RIVERSIDE DR LORAIN OH 440553722, LORAIN, OH 44055-3722

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,511.00	$39,530 (+0.01%) Land $10,090 Building $29,440	$112,930 (-) Land $28,820 Building $84,110
2024	$1,511.00 (+14.64%)	$39,526 (+54.4%) Land $10,087 Building $29,439	$112,930 (+54.4%) Land $28,820 Building $84,110
2023	$1,318.00 (+0.92%)	$25,600 (-) Land $6,038 Building $19,562	$73,140 (-) Land $17,250 Building $55,890
2022	$1,306.00	$25,600 Land $6,040 Building $19,560
2021			$73,140 Land $17,250 Building $55,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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