Collin County property record for 4305 Ridgewood Rd, Melissa, TX 75454 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,790 sqft · built 2006 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $398,900 (Jul 2021) |
| Tax Bill | $4,754 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-8596-00D-0390-1 |
| Primary APN | R-8596-00D-0390-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,790 sqft Living Area |
| Gross Area | 2,460 sqft |
| 1st Floor Area | 1,790 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 285 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4305 RIDGEWOOD RD |
|---|---|
| City | MELISSA |
| State | TX |
| Zip | 75454-2530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH CREEK PHASE I, BLK D, LOT 39 |
| Legal Subdivision | NORTH CREEK PHASE I (CML) |
| Legal Block | D |
| Legal Lot Number | 39 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | ANNA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 30207 |
Source: Collin County records · APN R-8596-00D-0390-1
Assessment roll updated March 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4305 RIDGEWOOD RD, MELISSA, TX 75454-2530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2021 | Vendor's Lien, Transfer · Conventional Mortgage COMMERCIAL BANK OF TEXAS NA |
| Dec 27, 2017 | Warranty Deed, Transfer CMG FIN'L |
| Mar 02, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Prior Sale | Dec 27, 2017 · Amount on Record |
| Deed Document Number | 20211501280 |
| Prior Transfer Date | Dec 26, 2017 |
| Prior Transfer Doc | 0001696080 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Jul 26, 2021 |
| Property Address | 4305 RIDGEWOOD RD, MELISSA, TX 75454-2530 |
| Document Number | 0001501280 |
| Map Reference | CAB P SL 948 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 20210726001501280 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | ALLIANCE TITLE, ALLEGIANCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1760 N RIDGE RD APT 5215, 1760, MCKINNEY, TX 75071-0075 |
| Name | Verified Name |
|---|---|
| Address | 4305 RIDGEWOOD RD, MELISSA, TX 75454-2530 |
| Document Number | 0001501290 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 20210726001501290 |
| Name | COMMERCIAL BANK OF TEXAS NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Dec 27, 2017 |
| Property Address | 4305 RIDGEWOOD RD, MELISSA, TX 75454-2530 |
| Document Number | 0001696080 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 1696080 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2018 |
| Title Company | TRINITY TITLE/TX LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4305 RIDGEWOOD RD MELISSA TX 754542530, MELISSA, TX 75454-2530 |
| Document Number | 1696090 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 1696090 |
| Name | CMG FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN RAMON, CA 94583 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 26, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 4305 RIDGEWOOD RD, MELISSA, TX 75454-2530 |
| Document Number | 0000333340 |
| Instrument Date | Mar 02, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4305 RIDGEWOOD RD MELISSA TX 754542530, MELISSA, TX 75454-2530 |
| Document Number | 0000333340 |
|---|---|
| Date | Mar 15, 2017 |
| Instrument | 333340 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Collin County records · Assessment roll updated March 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Melissa City |
| Unified School District | Melissa Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,754.00 (-12.43%) Homeowner's exemption | $348,142 (-4.19%) Land $95,000 Building $253,142 | $348,142 (-4.19%) Land $95,000 Building $253,142 |
| 2024 | $5,429.00 (-14.37%) | ||
| 2023 | $363,376 Land $95,000 Building $268,376 | $363,376 Land $95,000 Building $268,376 | |
| 2022 | $6,340.00 |
Source: FEMA National Flood Hazard Layer, Collin County (48085C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480850302073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 380 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Optimum Communications | Cable | 940 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: JAB Wireless, Optimum Communications, Grayson Collin Electric Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.
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