Mecklenburg County property record for 4305 Phillips Spring Ct, Mint Hill, NC 28227
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,532 sqft · built 2016 |
| Lot Size | 0.697 acres (30,374 sqft) |
| Owner | Company Name on Record |
| Last Sale | $920,000 (Sep 2022) |
| Tax Bill | $7,216 (2023) |
| Deeds & Mortgages | Sep 2022 Sale Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 195-081-50 |
| Primary APN | 195-081-50 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,532 sqft Heated Area |
| Gross Area | 4,479 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Lot Area | 30,374 sqft (0.697 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 195-081-50 |
|---|---|
| Street Address | 4305 PHILLIPS SPRING CT |
| City | MINT HILL |
| State | NC |
| Zip | 28227-7859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L225 M56-49 |
| Legal Subdivision | CHANCEWATER |
| Legal Lot Number | 225 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 5713 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4305 PHILLIPS SPRING CT, MINT HILL, NC 28227-7859 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 28, 2022 | Warranty Deed, Transfer CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Feb 6, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2022 · Amount on Record |
| Deed Sale | Sep 28, 2022 · Amount on Record |
| Prior Sale | Mar 22, 2016 · Amount on Record |
| Deed Document Number | 0037675859 |
| Deed Book / Page | 37675 / 859 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 28, 2022 |
| Property Address | 4305 PHILLIPS SPRING CT, MINT HILL, NC 28227-7859 |
| Document Number | 0000136277 |
| Book / Page | 37675 / 859 |
| Map Reference | MB 56 PG 49 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 2022136277 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2211 FLAGSTICK DR, MATTHEWS, NC 28104-0629 |
| Name | Verified Name |
|---|---|
| Address | 4305 PHILLIPS SPRING CT, MINT HILL, NC 28227-7859 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4305 PHILLIPS SPRING CT, MINT HILL, NC 28227-7859 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015804 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 35596/887 |
| Instrument | 2021015804 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4305 PHILLIPS SPRING CT, MINT HILL, NC 28227-7859 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000015917 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 31549/973 |
| Instrument | 2017015917 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Mint Hill Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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