Rutherford County property record for 4305 Pender Ct, Murfreesboro, TN 37129
| Property Type | Single Family Home |
|---|---|
| Details | 1,947 sqft · built 2013 |
| Lot Size | 0.781 acres (34,028 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $194,275 (Jan 2014) |
| Tax Bill | $2,465 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 078K-A-029.00-000 |
| Primary APN | 078K-A-029.00-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 9 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,947 sqft Living Area |
| 1st Floor Area | 3,035 sqft |
| Upper Floors Area | 859 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 34,028 sqft (0.781 acres) |
| Lot Dimensions | 201 ft deep x 45.6 ft wide |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Porch | Slab |
| Heating System | Heat Pump |
|---|
| Account Number | R0102973 |
|---|---|
| Street Address | 4305 PENDER CT |
| City | MURFREESBORO |
| State | TN |
| Zip | 37129-3708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 OAKTON SEC 1 PB 34 PG 22 SPLIT OFF 78-27.02 FOR 09 45.61 X 201.15 IRR |
| Legal Subdivision | OAKTON SEC 1 |
| Legal Lot Number | 29 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 19 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 40808 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4305 PENDER CT, MURFREESBORO, TN 37129-3708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC |
| Apr 24, 2017 | Deed of Trust, Mortgage · Conventional with PMI LOW VA RATES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2014 · Amount on Record |
| Deed Sale | Jan 24, 2014 · Amount on Record |
| Prior Sale | Aug 7, 2013 · Amount on Record |
| Deed Book / Page | 1273 / 2169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 4305 PENDER CT, MURFREESBORO, TN 37129-3708 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022122854 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 2212/2854 |
| Instrument | 2426130 |
| Name | ACCELERATE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, DE 19713 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 4305 PENDER CT, MURFREESBORO, TN 37129-3708 |
| Document Number | RB15672803 |
| Book / Page | 001567 / 002803 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4305 PENDER CT MURFREESBORO TN 371293708, MURFREESBORO, TN 37129-3708 |
| Document Number | RB15672803 |
|---|---|
| Date | May 1, 2017 |
| Book Page | 001567/002803 |
| Instrument | 2081765 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | 384 S 400 W # 100, LINDON, UT 84042-1957 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Murfreesboro City |
| Elementary School District | Murfreesboro City School District (PK - 06) |
| Secondary School District | Rutherford County School District in Murfreesboro (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,775 (+21.23%) Land $27,500 Building $78,275 | $423,100 (+21.23%) Land $110,000 Building $313,100 | |
| 2025 | $2,465.00 (-0.12%) | $87,250 (-) Land $13,750 Building $73,500 | |
| 2023 | $2,468.00 | $87,250 Land $13,750 Building $73,500 | $349,000 (+0.14%) Land $55,000 Building $294,000 |
| 2022 | $348,500 Land $55,000 Building $293,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 4 (2010–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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