Genesee County property record for 4305 N Oak Rd, Davison, MI 48423
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,196 sqft · built 1999 |
| Lot Size | 10 acres (436,036 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $33,000 (Mar 1999) |
| Tax Bill | $5,385 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-27-200-014 |
| Primary APN | 16-27-200-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 1,856 sqft |
| Basement Area | 1,856 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Lot Area | 436,036 sqft (10 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4305 N OAK RD |
|---|---|
| City | DAVISON |
| State | MI |
| Zip | 48423-9301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Description | A PARCEL OF LAND BEG N 01 DEG 06 MIN 14 SEC E 337.93 FT FROM E 1/4 COR OF SEC TH N 01 DEG 06 MIN 14 SEC E 178.62 FT TH N 89 |
| Legal Range | 08E |
| Legal Township | 08N |
| Legal Section | 27 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | RICHFIELD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11902 |
4305 N Oak Rd is owned and occupied by two individuals who acquired it in May 1999.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4305 N OAK RD, DAVISON, MI 48423-9301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK EASTERN MICHIGAN |
| Mar 10, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 1999 · Amount on File |
| Deed Sale | Mar 23, 1999 · Amount on File |
| Deed Document Number | 199924693 |
| Deed Book / Page | 4107 / 636 |
| Last Transfer Date | May 25, 1999 |
| Transfer Doc | 0000048034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 4305 N OAK RD, DAVISON, MI 48423-9301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4305 N OAK RD, DAVISON, MI 48423-9301 |
| Document Number | 0000000491 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 202601220000491 |
| Name | FIFTH THIRD BANK EASTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 4305 N OAK RD, DAVISON, MI 48423-9301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4305 N OAK RD, DAVISON, MI 48423-9301 |
| Document Number | 0000012289 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 202203100012289 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 1, 2037 |
The 2025 property tax bill for 4305 N Oak Rd was $5,385 with a homeowner's exemption, up 3.2% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Richfield Township |
| Unified School District | Davison Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,200 (+3.31%) | $542,400 (+3.31%) | |
| 2025 | $5,385.00 (+3.24%) Homeowner's exemption | $262,500 | $525,000 |
| 2024 | $5,216.00 | ||
| 2023 | $212,500 | $425,000 | |
| 2019 | $3,419.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4305 N Oak Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4305 N Oak Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Bitwise Fixed Wireless | 100 / 10 |
May also be available: AT&T, Frontier, Spectrum.
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