4305 N Bend Rd, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4305 N Bend Rd, Cincinnati, OH 45211

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,948 sqft · built 1925
Lot Size0.249 acres (10,846 sqft)
OwnerIndividual Name on File
Last Sale$172,500 (Sep 2021)
Tax Bill$3,766 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Aug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN551-0012-0030-00

Property Details

APN / Parcel Number

Primary APN551-0012-0030-00
Alternative APN
  • 0084457

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,948 sqft Living Area
Gross Area3,380 sqft
1st Floor Area1,432 sqft
AtticAttic
Attic Area516 sqft
Basement Area1,432 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area10,846 sqft (0.249 acres)
Lot Dimensions150 ft deep x 72.9 ft wide
Garage TypeDetached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address4305 N BEND RD
CityCINCINNATI
StateOH
Zip45211-2632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN BEND RD 72.92 X 150 IRRPT LOT 7 HENRY BRAY EST
Legal SubdivisionHENRY BRAY EST
Legal Lot Number7
JurisdictionHAMILTON OH
Township / Civil DivisionCHEVIOT
Census Block Group3
Census Block3009
Census Tract20802

Owner

Source: Hamilton County records · APN 551-0012-0030-00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4305 N BEND RD, CINCINNATI, OH 45211-2632
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Aug 15, 2020Deed of Trust, Mortgage · Line of Credit
TELHIO CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 02, 2021 · Amount on Record
Deed SaleSep 02, 2021 · Amount on Record
Prior SaleOct 18, 2016 · Amount on Record
Deed Document Number2021106111
Deed Book / Page14494 / 977
Prior Transfer DateFeb 14, 2011
Prior Transfer Doc0000000642
Record UpdatedJun 08, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 02, 2021
Property Address4305 N BEND RD, CINCINNATI, OH 45211-2632
Document Number0000106111
Book / Page14494 / 977
Map ReferenceMB 240 PG 603
Instrument DateAug 24, 2021
Instrument2021-0106111
Transaction TypeTransfer
Record UpdatedOct 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$517.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4305 N BEND RD, CHEVIOT, OH 45211-2632

Mortgage

Document Number0000106112
DateSep 02, 2021
Instrument2021-0106112
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4305 N BEND RD, CINCINNATI, OH 45211-2632
Document Number0000083095
Instrument DateAug 15, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4305 N BEND RD CINCINNATI OH 452112632, CINCINNATI, OH 45211-2632

Mortgage

Document Number0000083095
DateAug 20, 2020
Book Page014236/000587
Instrument83095
Lender
NameTELHIO CU
TypeCredit Union
AddressCOLUMBUS, OH 43215
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 19, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCheviot City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,766.00 (+2.84%)$60,375 (-) Land $9,933 Building $50,442$172,500 (-) Land $28,380 Building $144,120
2024$3,662.00 (-1.98%)$60,375 (-) Land $9,933 Building $50,442
2023$3,736.00 (+39.09%)$60,375 (+60.69%) Land $9,933 Building $50,442$172,500 (+60.69%) Land $28,380 Building $144,120
2022$2,686.00 Homeowner's exemption$37,573 Land $8,593 Building $28,980
2020$107,350 Land $24,550 Building $82,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1993–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2017 · other causes

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75

May also be available: T-Mobile USA.

Based on FCC filings for 396 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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